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A credit card application asks for detailed information about a person to help the card issuer determine their credit worthiness. Although applications vary depending on the lender and the type of card, most of them ask for basic personal information including address, birth date and social security number. Credit card issuers also want to know employment status and income to help them determine the credit limit assigned to a card.

Upon receiving a credit application, card issuers order a credit check and then proceed with other inquiries and procedures that vary based on institution to determine whether an applicant meets the qualifications set for a particular card.

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14y ago

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Will your last name show misspelled in your credit reports if you misspelled your last name in a credit card application but the application was denied?

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How does one get an Elan credit card?

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Why was my Amazon credit card application not instantly approved?

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