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As our society continues to advance technologically, we get to bear witness to new innovations almost on a daily basis. The use of an IPhone or Blackberry is no different. There are applications now for pretty much any standard use you may be able to think of. If you have a business, whether it be online or land-based, you probably have found it necessary to accept credit cards. More people are using them today than ever before, and your business thrives because they are so easy for people to access. What if you could have the ultimate in mobile credit card technology?

There are companies that are now affording business owners the opportunity to run a credit card through a wireless device in order to get approvals on the spot. The transaction would work the same way as if you were running the card through a land-based credit card terminal. With the mobile credit card terminal, you simply have to enter the card specifics (number, date of expiration, etc.), send it to your payment processor, and within seconds know whether the transaction has been accepted or declined. This is a great way to do business if you are selling products door-to-door or signing people up for a particular service where they would need their credit card to gain access.

Your cell phone line acts as the conduit between the information in your IPhone and the payment processor. The app that is installed on your mobile device takes care of contacting the payment processor, relaying the details of the card, and then accepting or denying the transaction based on the information it is given. Some people will probably be apprehensive about giving you their credit card information and having you enter it on your phone. However, you can assure them that the information is not stored on your phone, just like the information is not stored in a land-based credit card terminal.

The next time you’re on the go and you come across somebody that owes you money, tell them that you take credit cards through your Blackberry. They probably won’t be very appreciative of you having this capability, but it does present a convenient way for you to accept wireless credit card payments.

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11y ago

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