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Many types of health insurance cover critical illnesses but their financial cap is too low. The definition of critical illness is something very expensive that lingers, driving up costs for the patient and their family.

If you are worried about critical illness, you should make sure your health insurance includes enough coverage to take care of all of your needs through a long and protracted illness. If it doesn't, you may purchase extra insurance that provides such things as long term in-home care and/or therapy, residential physical therapy and nursing home stays.

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14y ago

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