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Insurance is for those major emergencies. It is designed to help you pay for repairs you might not otherwise be able to afford. It is not designed for small problems that are simple to fix. Before filing any auto insurance claim, be sure to consider the actual cost of the claim and whether you can afford to cover it. When too many claims are filed the insurance company will raise rates to offset your expenses. Don't open yourself up for a rate hike by claiming a $100 repair. When it comes to auto insurance claims, you are usually better off tending to the small repairs on your own to keep the rates as low as possible.

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14y ago

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How can I find out if soomeone has auto insurance?

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