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This letter provides notice to the credit card company that there is unauthorized activity on your card and that you should not be held responsible for those charges. Under the Fair Credit Billing Act you should contact the credit card company within sixty (60) days of receiving the statement with the unauthorized activity. There may be other important information in the "fine print" on your statement that explains procedures that you should follow.

When you receive a credit card statement you should carefully review it for possible errors or fraudulent activity. If there are charges on the credit card that were not authorized, then you should dispute them by sending this letter to the credit card company.

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Q: Dispute Fraudulent Credit Card Transaction
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Sample of dispute letter to credit company regarding fraudulent charges?

A letter to a credit card company regarding fraudulent charges will need to include the name, date, and amount f the charges. The letter will also include the account information.


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Contact the card issuing bank and raise a complaint about fraudulent usage of card details. They will conduct an investigation and revert the charges if they find that your card has been misused.


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Credit cards are more secure as there is a longer window to stop a transaction (because no money has left your bank account) if there is any fraudulent activity on your card.


If you use a credit card to purchase something by mail and never receive it can you win a dispute on the credit card that you paid with?

In order to dispute any charges made to the account. The account holder needs to write a letter with the details of the transaction in question, within sixty days of the date the account was billed.


Why do you dispute credit card charge?

Because of a dispute or an error.


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You must have a signed or imprinted merchant credit card copy to provide when answering a dispute.


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Credit card fraud.


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