If you are considered to have morbid obesity or end-stage renal disease Medicare/Medicaid may pay the full or partial cost of the Lap Band surgery.
You can pay the deductible for the lap band surgery directly to the hospital or doctors office. You can even ask if you can have a payment plan to pay the deductible.
no they will not i am an employer there and i tried to get it done ...
A revision is when a patient has had a Bariatric surgery before (like Lap Band) and it did not work and needs to go back in to have another Bariatric surgery (RNY or Gastric Bypass) to work for the Weight Loss. Most insurance companies do pay for the revisions also.
There are several options for weight loss surgery. From the Lap Band to the Gastric Sleeve. Again cost depends on you and what type of insurance coverage you have and what your insurance company will pay for. To get a general idea of what the cost is for this surgery the best place I have found is www.obeseinfo.com
Try going on the website Obesity/Help.com this is a great wesite for any kind of gastric bypass type of surgery. It also contains great discussion boards.
Lap Band surgery costs around $10,000. You can go to Mexico and get it done cheaper, but with a risk factor that 88% of patients have complications, It would not be advisable for such a minor weight difference. It would not be worth the risk. At that wieght it would not be likely that an insurance compay would considerit a necessary procedure.
No, this doesn't cover the lap band procedure. Very few insurance companies will pay for this procedure as it is not usually considered medically necessary.
Yes, Medicare will pay for lap-band surgery for individuals who have a BMI (body mass index) greater than 35. This website offers procedural information as well as hospital location and a link to the forms that will be needed to start the process. http://www.lapbandsurgery.net/medicare-medicaid-lapband.html
In the USA it costs between 15-20k. However many Americans are going to Mexico, Costa Rica, India and other places and receiving it much cheaper. The average cost out of the country is 6-7k. Most receive better care out of the country than they usually do in US Hospitals.
Probably, somewhere, if you don't want the insurance company to pay for it and will foot the bill yourself.
According to my company's handbook with insurance schedule and benefits from BCBS of MS, they do not, even if it is deemed medically necessary. Seems you should be able to contest it and try to fight it though.
Bariatric surgery not covered by insurance is paid for by the patient. Most bariatric practices have arranged with a lender (like Capital One, e.g.) or healthcare finance company to offer various payment plans. These plans are based on credit-worthiness. The other option is to save as much as possible each month and then pay cash for the procedure.