Find a Great Auto Insurance Quote?

Answer 1

Once a driver has received a car auto insurance quote, he or she may assume that there are no ways to change this quote. This usually isn't the case. It's often possible to find discounts and to negotiate with an auto insurance provider for a better rate.

If you have received a car auto insurance quote that seems a bit high, your first step should be to gather a few quotes from other insurance companies in order to determine whether the quote is fair. If it's relatively high, contact a representative of the car insurance company and show them other insurance quotes from their competitors. Ask them to match their competitors' prices. Most major car insurance companies will find a way to do this if both quotes are for similar amounts of coverage.

Ask about insurance discount programs and see if you qualify for any. Speak frankly but politely with your car insurance company's representative. In many situations, you'll be able to quickly decrease your car auto insurance quotes for a more acceptable rate without changing any other aspects of your coverage.