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If you owe multiple bills and have credit cards that you need to pay off, you can use a debt calculator on any bank website to see how much you might have to pay each month. Getting in debt is easy to do if you don�t have a monthly budget, but you can correct your debt situation if you know how to set aside money each month for the bills that you have. A debt calculator will also give you an idea on how much you might be able to spend extra each month on a car or home if you choose to purchase it.

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