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Even if your employer offers health care for your family, you would be well served to obtain gap insurance for anything that your employer does not cover that you think may be a threat to your family.
As employers often offer HMOs, your gap insurance should be a PPO, as they offer much more freedom and less restrictions than do HMOs.
Gap insurance should have no maximum benefit, and should not leave any contingency uncovered, including emergency room stays, long term care, and prescription drugs. Check every six months for changes to the health plan of your employer, and change your gap insurance accordingly.
What else can I help you with?
When should a person consider purchasing gap insurance?
When the comprehensive coverage has a large gap in coverage. Typically if a medical policy has a large deductible, there s gap insurance available to cover that "gap". Also there is coverage available to cover the "donut hole" in the medicare part d pharmacy b
You are an accident and the accident was your fault how are you covered with GAP?
GAP coverage applies regardless of fault.
Do you have to have full coverage for gap to pay?
Yes, you do. GAP coverage covers the difference between the value of the car and the amount owed. That means that you are making payments on the car, which is financed, which requires full coverage, insurance wise.
Does gap insurance cover theft?
Yes, But only if there is a gap in the final loss payment by the underlying auto insurance policy. If there is no underlying Auto Insurance theft coverage then the Gap Policy is null and void and no coverage would ensue.
How do you see if you have gap coverage on your Kia?
Call your insurance agent.
What is the gap in medicaid coverage known as?
It is known as a donut hole.
Can anyone provide some gap medical insurance for me?
Every health coverage plan will offer gap coverage for a state or federal medical coverage recipient. The simplest form of applying is to contact your nearest social security office and request this information sent to your home address.
Nightly news coverage of the Vietnam War on television helped?
create a credibility gap
What options are available for health insurance gap coverage between jobs?
Options for health insurance gap coverage between jobs include COBRA coverage, short-term health insurance plans, health care sharing ministries, and Medicaid for those who qualify based on income. It is important to carefully consider the costs and coverage of each option before making a decision.
By what date will the MEdicare Part D coverage gap be eliminated?
The Medicare Part D coverage gap, often referred to as the "donut hole," is expected to be fully eliminated by 2025. Under the provisions of the Affordable Care Act and subsequent legislation, beneficiaries will pay no more than 25% of the cost for their medications during the coverage gap. This change aims to reduce out-of-pocket costs for those enrolled in Medicare Part D.
DOES GAP INSURANCE STILL PAY THE BALANCE IF A CAR IS FOUND?
I take it that the vehicle was found rather quickly. If they had not paid anything, I would guaranty that they will not be paying the claim for GAP coverage. If there is any damage to the vehicle after it was found, then you could have it fixed under your comprehensive coverage.
Can you request reimbursement of unearned premium on a GAP insurance on your car one year after expiration because you forgot you had that coverage?
i recently traded in two cars with gap threw dealership can i get refund o unused gap
