Credit and Debt Counseling

Get a Hold of Your Finances with Credit Counseling?


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2011-08-08 13:41:51
2011-08-08 13:41:51

With so many debt relief options available, it can be difficult to choose the best option. However, before being sucked in by promises of reducing or consolidating your debt, you may want to consider credit counseling.

Credit counselors help consumers create a budget and work with their creditors to reduce interest rates and figure out a more affordable payment plan. Unlike other debt relief options, credit counseling will not hurt your credit score. If you plan to purchase a home, car, or take out a loan in the near future, counseling may be the best option to help you manage your finances.

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Credit counseling can be found at many government agencies. Locally, your personal banker may be able to direct you to a reputable credit counselor or coach.

There are quite a few financial counseling services available. Money management and credit counseling are a good place to get basic money management tools.

form_title=Receive Credit Counseling form_header=Professionals can help you regain control of your finances. What is your total amount of debt?=_ How many credit cards do you own?=_ Are you currently employed?= () Yes () No What kind of debt do you have?= [] Credit Card [] Auto Loan [] College Loan [] Mortage [] Other

The Association of Independent Consumer Credit Counseling (AICCC), Consumer Credit Counseling Service (for people in Bakersfield, California), and American Consumer Credit Counseling.

There are many companies that specialize in bankruptcy credit counseling. Companies that specialize in bankruptcy credit counseling include Alliance Credit Counseling, American Consumer Credit Counseling, and Approved Bankruptcy Certification Services. offers free debt and credit counseling so that you can regain control of your finances. is a non profit organization designed so that you can get out of debt and rebuild your credit at no charge.

Credit Counseling evaluates your credit in the way of finding the good ways and bad ways. By doing this you can improve your credit. Credit counseling help doing what needs to be done.

There are many reputable credit counseling companies. Some of the most reputable ones include '123 Credit Counselors, Inc', 'Abacus Credit Counseling' and 'Advantage Credit Counseling Service, Inc'.

form_title=Hire a Credit Counseling Service form_header=A credit counseling service can help you rebuild your credit. Why do you think you need credit counseling services?=_ Are you currently in debt?= () Yes () No Have you ever filed for bankrupcty?= () Yes () No

I dropped out of consumer credit counseling years ago, and it was not a good experience. The credit cards that I had would not re-open my accounts and my credit report had a negative comment regarding "Consumer Credit Counselors", which is a red flag to any creditor that you needed assistance with maintaining your finances. Also, depending upon who your creditors are they will cancel the arrangements made with consumer credit counselors and go back to the original terms and agreement of your contract, along with any previous balances you had already occurred prior to signing up with a counseling service. My suggestion is if you start counseling, finish counseling.

The most popular place for one to get a consumer counseling credit would be at American Consumer Credit Counseling. There are many types of businesses that offer credit counseling including Money Management and Debt Counseling Corp.

The benefits of consumer credit counseling is that you will get some helpful advice on how to get your consumer credit back on track. There are many benefits that come with consumer credit counseling.

There are a number of sites one can visit to get advice on credit counseling. One can find such advice at the 'National Foundation for Credit Counseling' or 'Better Business Bureau' who have a good advice on choosing a credit counseling agent.

There are quite a few large Credit Counseling Companies online. There are several websites with reviews and testimonials about the major Credit Counseling Companies.

You do not have to necessarily get credit counseling before you can file for bankruptcy.

Consolidated Credit Counseling Services, Inc. offers services such as reduction of credit card payments. Consolidated Credit Counseling Services, Inc. also offers services for debt management solutions and credit and housing counseling opportunities.

There are many companies that offer free consumer credit counseling. A few of the companies are Money Management, Credit Counselors Corporation, and American Consumer Credit Counseling.

Careone Credit Counseling is a debt relief company that helps consumers get out of debt with the help of a trained credit counselor. They also provide credit counseling for those in need.

Credit card debt counseling services are available from a number of sources. Such sources include Debt Helper, Consumer Credit, and the National Foundation for Credit Counseling.

Before you go into the frying pan into the fire, take a look at your situation. How are you planning to pay for the loan?? Is it for a want or a need? Visit a reputable non profit credit counseling company to get your finances in order. The truth is that you will pay less for your loan if you can get your finances and credit in shape. Definitely do not get someone to co-sign if you are not sure that you will follow through and make your payments.

American Consumer Credit Counseling, Horizon Credit Counseling, Christian Debt Counselors and Clear Point Financial Solutions are all consumer credit counseling. Each of these companies is also classified as a non-profit organization.

National Foundation for Credit Counseling was created in 1951-01.

A credit counseling agency is a business, or partnership which gives advice on either boosting your credit scores, and expunging credit blemishes from your record.

If looking for not only the best but also reliable credit counseling, it is wise to look up consumer credit counseling services review. By researching this website, this will give one a better idea on how to proceed on future credit counseling.

You can get consolidation credit counseling online at the ConsolidatedCredit Organization website. Alternatively, you can also get this type of counseling from websites such as ConsumerCredit.

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