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When choosing a credit card, most people look at the interest rate being charged. This is a good idea if you are planning on carrying a balance. A better idea is to not carry a balance every month. The best idea is to change the way you view credit cards in the first place. A credit card is not a way of having things you otherwise could not afford. Rather, it is a safety net that is available if and when an emergency occurs. With that in mind, choose a credit card that has a low interest rate and a low annual fee.

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14y ago

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