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help paying credit cards

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14y ago

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Why do you have to have credit cards with balances on them to get a mortgage?

to show how repsonsible you are at paying your bills


Average pay for bills?

i am paying about 1300 a month. not including credit cards and gasoline


How can credit card debt be reduced?

Firstly, credit card debt can be avoid by paying you credit card bills in a timely manner, avoid late fees and high interest. Creating a budget, no longer using credit cards, and paying your current credit bills will help reduce your debt.


What are two ways to lower your credit score?

1. Max out your credit cards. 2. Pay your bills late. (Or stop paying them altogether.)


How do you opt out of credit cards?

One can opt out of credit cards after paying their bills completely by cutting up the card, right through the chip, or by called the card company to cancel their services.


What is the best way to improve bad credit reports?

There are no quick fixes to improving bad credit reports. The best thing is to slowly rebuild credit by paying bills on time, paying more than the minimum on credit cards, and avoiding common credit traps.


How can paying down your credit cards lower your credit score?

Paying down your credit cards won't lower your scores-- but paying off and closing the credit cards will lower the scores. You want to show that your cards are not maxed out and you have plenty of room between the credit limit and the balance .


Where can one adverse credit loans?

One of the first places to adverse credit loans would be by credit cards. Those are unsecured debts and will provide an adverse credit history if you avoid paying bills.


What are some tips for improving a credit score?

If you have credit cards, the best and fastest way to do it is simply by using it and paying the bills on time. Making many smaller purchases on it and then paying them back should give your rating a boost.


Is hospital account information shown on a credit report?

Yes it is, right under the hospital's name. Generally, paid and satisfactory hospital bills do not show on a consumer's credit report. Unpaid bills that go to a collection agency are frequently reported. Most hospitals and medical providers have existing arrangements with collection agencies that processes unpaid bills rather quickly.


What is an Example of good credit?

Paying off all credit cards each month Paying off all credit cards each month


How can credit cards accumulate bad credit?

If you keep maxing out your credit card and spending unwisely this is a good way for your credit card to accumulate bad credit. Another irresponsible behavior that will show bad credit is by not paying your bills on time.