The bank must adhere to terms of the court order for the levy of the account, and the laws relating to such can greatly differ from state-to-state.
A traverse is a form of dispute against a garnishment. The traverse is filed in the local court, requesting a judge to review the garnishment in question for dismissal.
after filing a motion of denying the judgement on garnished bank account: how long will it take to release bank garnishment
Creditors usually don't file garnishment unless you miss payments. If you make payments on time there's no reason to file. They have to have a reason before the garnishment can happen.
The procedure would be to file a motion in the court where the garnishment was ordered to request the writ of garnishment be vacated or amended.
Yes.
YES
To get a wage garnishment lowered, one may file a claim of exemption. There are state laws that provide various protections that one may claim to reduce a garnishment.
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Unless you voluntarily agreed to a garnishment clause in whatever payment contract you signed, garnishment can only be done by means of court action (unless we're talking about the IRS here). In the case of court ordered garnishment you can file an appeal to the garnishment order with the court which issued it.
If the court denied the motion for garnishment 'with prejudice,' it cannot be refiled. If the court denied the motion for garnishment 'without prejudice,' it can be refiled.
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The proper procedure for the garnishment of wages is established by the laws of the state in which the debtor resides. Generally, the person/plaintiff wishing to initiate a garnishment must file the writ of judgment as a garnishment order with the clerk of the court in which the judgment was granted.