Everyone in the United States is legally entitled to a free credit score from three of the biggest credit reporting agencies. You can check each agency once every year to see what they are reporting about your financial standing. In these days of easy identity theft, it is important to check your scores as often as possible to make sure that everything is accurate.
Where to Find Your Free Scores
There is only one website that allows you to check credit scores for no charge. Annualcreditreport.com allows you to visit each of the three participating credit reporting agencies once a year. If you visit a site that is selling credit reports, you should see a link to annualcreditreport.com somewhere on the site. Every credit report website is legally required to display the free link prominently. If you prefer, you can contact each of the credit reporting agencies by phone or by standard mail to receive a hard copy of your annual credit report rather than viewing the report online.
How Often to Check
Since you are allowed to view one report from each of the three companies, you can organize things so that you check credit scores three separate times each year. It is better to look at each report at a different time of the year so that you can keep track of your credit scores as the year progresses rather than just once every 12 months. Leave a note on your calendar or day planner to remind you to check credit scores once every 4 months so that you will always have an accurate idea of what your report looks like at any given time.
What to Look For
Once you open your free credit report, you should make sure that all of the information listed is accurate. Look carefully at each credit listing on the report to make sure that you recognize all of the agencies listed. If you see anything unusual, contact the creditor right away to find out what is going on. In some cases you may find that you recognize a transaction, but the information listed is not updated. Checking your credit report gives you the power to make necessary changes so that the report always reflects your financial situation correctly.
You can get your credit report scores for free at www.freecreditreport.com.
You can check it once a year for free by going to annualcreditreport.com
Websites like Credit Karma offer free credit report scores. Other sites such as Free Score and Annual Credit Report also offer free credit report scores.
The easiest way to get free credit report scores is to use the government site which allows consumers to check their scores from each of the three major sites for free once per year. Companies that offer free credit report scores, like the freecreditreportscore site, require some sort of purchase meaning they're not really free.
Yes, freecreditreport.com is an excellent resource.
You can visit the federal site www.annualcreditreport.com. This allows a free credit report from the major credit reporting agencies yearly. This is a great tool to check your credit without signing up for any services at other sites that say they offer free scores.
form_title=Receive a Free Credit Check form_header=Credit scores are used in a variety of areas to determine credit worthiness and reliability. Would you be interested in credit protection services?= () Yes () No Have you already received a free credit check this year?= () Yes () No Would you like to subscribe to automatic annual reports?= () Yes () No
Freecreditreport.com allows you to view your credit report scores.
Any person can obtain three credit scores for free from the following three credit bureaus: Experian, Equifax, and Transunion, who are dedicated to monitoring credit scores of respective individuals.
None, you are entitled to your free credit report once a year from each credit bureau. You are not entitled to any free credit scores.
3 credit scored free is probably trying to refer to the 3 credit scores that are on our USA credit reports, which can be retrieved for free once a year from the government.
For a free online credit report you can go to a website called FreeScore. It offers a free and easy way to check your online credit report, including three different scores.