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If you have a very expensive camera, you usage will determine what type of insurance you need to get for your equipment should it be damaged or stolen. If you use you camera equipment as part of a regular business that you earn income from, you need to get a commercial insurance policy to cover your equipment. If you primarily use your camera for personal use or only charge or your services on occasion, then you are safe to add camera insurance to your homeowner's policy. This is often a less expensive option than a commercial policy.

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14y ago

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