When a family member or loved one is in need of a reclining lift chair, it can be frustrating to discover that they are often fairly expensive and may not be immediately affordable. The good news, however, is that there are many ways to pay for a reclining lift chair. By following these steps, a consumer can help their loved one or family member get the equipment that they need without paying for the whole thing all at once.
A trip to the family physician can help determine if an individual will qualify for funding from Medicare or Medicaid. Medicare beneficiaries can often receive a reclining lift chair at no cost if their doctor agrees that they have a need for it. Medicaid, which is designed to serve low income individuals, has slightly harder qualifications to meet. Medicaid patients should contact their local department of health and human services for more guidance as to how to apply for a reclining lift chair.
Many programs are designed for individuals that cannot obtain a reclining lift chair at no cost by using Medicare or Medicaid. Some private insurance companies will help pay for durable medical equipment, but non-profit foundations also exist with the intent of helping provide benefits to individuals that are in need. Most doctor’s offices are more than happy to help provide this type of information to their patients, so the most important action for a consumer to take is the scheduling of an appointment.
Some individuals that would like a reclining lift chair simply for convenience may be unable to qualify for any of the available programs, but there still are financing options that may be a possibility. Most vendors will offer financing for at least a portion of the cost of the equipment. Individuals with good credit, however, may find it more acceptable to place the balance on a low interest credit card or other revolving account.
A reclining lift chair can certainly make day to day life easier for older individuals or patients with some type of disability. Although most of the equipment is expensive, there are plenty of programs to help defray the costs and a wise consumer will take advantage of them.
The cost of a reclining lift chair for a senior citizen can vary depending on factors such as brand, materials used, and additional features. On average, you can expect to pay anywhere between $500 to $1500 for a good quality reclining lift chair. It is recommended to research and compare prices from different stores or online retailers to find the best deal.
If your elderly grandparents are on Medicare or qualify for services and they would medically benefit from having a lift chair then Medicare will help pay for the chair.
There are limits but Medicare might pay for a handicap chair lift. Your physician must prescribe one for you based on an ailment you have and it must assist you in your daily living for it to be covered.
Yes, with a "but... ." Medicaid and Medicare will help with the cost of the wquipment, but they will not pay out any monies toward the installation of the stair chair lift.
The main thing you need to know before buying a lift chair is how much of the cost your insurance company is willing to pay (it's usually part but not all).
I suggest that you contact a retailer of lift chairs - they will know what's covered. If they claim that the chair is covered but they're not willing to submit the claim, find another retailer.
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There are several companies that allow persons purchasing lift chairs to have payment plans, or if you have medicare, it will allow you to pay a smaller portion of the total cost.
Medicare will no longer reimburse the entire cost of the lift chair but it will pay for the cost of the lifting mechanism. Under Medicare, the lift mechanism is considered durable medical equipment (DME) which is covered if your doctor prescribes it for use in your home. The total amount of reimbursement can vary from state to state, but it is usually around $300.
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Humana may cover the cost of a lift chair if it is deemed medically necessary and prescribed by a healthcare provider. Coverage can vary based on individual plans and specific criteria, so it's essential to check with Humana directly or review your policy for details. Additionally, documentation and prior authorization may be required for reimbursement.
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