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Many drivers in the state of California are looking for a way to make driving more affordable. Gas prices seem to be constantly rising, and so drivers are looking for other ways to cut back on the cost of driving. The good news is that many drivers may be able to save money on their auto insurance premium by following a few simple steps.

Check Your Coverage

If you are like many other drivers on California roadways today, you do not know what coverages are included on your current auto insurance policy. You may be paying for optional coverages that you really don't want. For instance, you may be paying for coverage that gives you access to a rental car if you have an accident. However, if you live in a two car household, you may be able to function without a second car for a few days while your car is being repaired. So this may be an optional coverage that you really don't need to pay for. Further, you may find that you are paying for coverages that exceed state minimum requirements. California state law currently requires drivers to maintain a minimum 15/30/5 liability coverage. Some people may want to pay for additional coverage to decrease their liability in an accident. Others may find that the cost savings they could enjoy by dropping down to meet minimum requirements is more beneficial to them.

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13y ago

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