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How to Get Motorcycle Insurance?

Updated: 9/16/2019
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14y ago

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Getting the best coverage and price on motorcycle insurance is easy to do. Follow the listed steps below on obtaining motorcycle insurance for your bike.

  1. Find a motorcycle that is comfortable for you to ride. If you ride a smaller motorcycle, it will not last too long due to the weight of your body, and if you ride a motorcycle that is too large for you, you have an increased chance of losing control of the bike and may have a serious accident.
  2. Call around to different insurance companies for quotes. You can either get free quotes on line, calling your local insurance agent, or visit them in person.
  3. You will need to understand a lot of things about your new motorcycle. The insurance agent will ask you if you are licensed or not for the motorcycle. Depending on what state that you live in, it could be somewhat difficult to attain.
  4. Once you have the motorcycle license, you will need to know the year and make of the bike. When getting motorcycle quotes, this is one of the first few questions that the insurance agent will ask you as well as where the motorcycle will be kept when not in use.
  5. The final question that the insurance agent will ask you is who will be operating the motorcycle. If you will be the sole driver of the motorcycle, the insurance will be cheaper. The agent will also know if the bike will be used as a commercial vehicle, meaning if you will be transporting people or renting it out for money.

A few more tips:

  • To get the best results for motorcycle insurance quotes, call three or four different insurance companies.
  • You also can get motorcycle quotes from the top five insurance agents on the net.
  • When you get motorcycle quotes, look out for unnecessary coverage that the insurance agent may charge like under insured motorists and towing.
  • Check local laws before you change any extras on your motorcycle insurance policy.
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