The statute of limitations is based on age of last activity on the account, not how old the debt is. If you have paid on it or even promised to pay, they can garnish your wages or issue a lien on your home.
A landlord can garnish yor wadges if you do not pay rent
No one can garnish anything unless they sue you first and win a judgment. If the statute of limitations has expired on the debt, then you would have an affirmative defense in court should you be sued. The SOL period depends on state law. A 10 year old debt, however, should NOT be on your credit reports and can not be reinserted.
YES! YES! YES!I am disabled and since disability income cannot be garnished, a local collection agency collected by garnishing my husband....TWICE last year for 3 medical bills incurred by me in 2005. They absolutely can and will...HHWash State
That depends on several things. How gast the lenders attorneys are, how fast the court pushes cases thru,ect. Maybe a year?????
No, but if you have a refund on your tax return, it will offset to your tax debt from a prior year. Of course, an expected tax refund won't keep the IRS or state tax agency from taking other collection actions. They may garnish your bank accounts or wages to pay your tax debt. It's best not to count on an expected refund to pay off your prior debts and instead arrange a payment plan. The sooner you pay your tax debt from the prior year, the less interest you'll have to pay. Often the interest rate increases significantly when your debt isn't paid soon enough.
Yes first they have to get a judgment against you but the fact that it is over 10 years old is irrelevant It is your last payment that keeps the statute of limitations going and they vary from state to state and depending on what the original debt was for. If your last payment was about a year ago you will have awhile before they can't pursue you anymore.
All US states have a statute of limitations concerning the collection of debts. The longest SOL is 6 years, that being the case it is unlikely that the court would allow a creditor or collector to file suit in an eleven year old case. Be advised, it is the responsibility of the debtor to use an expired SOL as a defense when faced with a lawsuit. Wages cannot be garnished without a valid judgment having been awarded by the court.
You will need to get out of debt first. You will not be given a grant with outstanding debts. First you need to contact a credit agency to help clear your finances. Then you should contact www.grants.gov
Yes, they can garnish your wages in this case. However, if the garnishment is so high that you cannot afford to live on the remainder, you can file for an adjustment.
In most states, yes, if they have a judgment. Judgments are enforceable for ten years with a potential ten year extension (in New York, judgments are enforceable for ten years from the date of judgment).
the wages are about 45,000 to 51,000 a year.
== == It could definetely happen. But the odds are low. If you haven't paid for that long, they should at least of sent you a letter reminding you that you are behind in payments. If you don't pay at that time then yes, they could garnish your check.