Although most people know that health insurance is important both for their health and finances, they often don't understand how important individual dental insurance is.
Doctors, researchers and dentists have all found evidence that as teeth decay, so do diets and as a result, individual health. On the other hand, if teeth are regularly inspected and problems dealt with, then personal health is better. Also, numerous diseases including cancers can be detected by dentists, rather than doctors.
Individual dental insurance keeps patients from neglecting their teeth. Healthy teeth, gums, tongue and mouth are essentials for an individual's medical health.
Many companies offer individual dental insurance. Deltadental and Humandental are two companies that offer individual dental insurance. They can easily be found on their website.
You do not need to be part of a group to purchase individual dental insurance. You can purchase dental insurance at InsuranceQuotes.com/Dental and www.1Dental.com
Here's a website that will help you learn more about individual dental insurance and what's best for you. http://www.humanadental.com/products/h1dental.asp
There are several sources for individual dental insurance and plans. I would suggest going with a large company like Aetna www.aetna.com.
You can ask your insurance agent or check online.
Yes you can purchase dental plans thru individual offices to cut the cost of procedures.
Delta Dental is an dental insurance plan company. Delta Dental specializes in offering dental insurance plans to companies as part of an employee compensation package as well as insurance plans to individual consumers.
The average monthly cost for DHMO dental insurance is $14.19 a month. The average monthly cost for DPPO dental insurance is $43.64 a month. You can expect to pay around $1 per day for dental insurance.
The dental insurance from MetLife generally covers most dental expenses and can be bought both as an employee benefit (if your company offers it) or as an individual plan.
To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
Blue Cross offers group and individual dental insurance plans. There are two options for individual dental plans: $25.00/month or $290.00/year. This covers you at 60% with an annual maximum of $500.00.
There are multiple websites that have dental insurance plans listed such as dentalplans.com and you can also check with your employer because they may offer cheaper dental plans.