form_title=Loans After Bankruptcy form_header=Have you filed for bankruptcy? Find a lender willing to approve a loan for those who have had past bankruptcy. Desired Loan Type?*= _Please Describe[50] Do you need a financial advisor to help get you out of debt?*= () Yes () No Total Debt Amount?*= _Enter Amount[50] Credit Rank?*= {Poor, Fair, Good, Very Good, Excellent}
Federal Student loans cannot be discharged in bankruptcy. You must repay them.
yes
Yes.
NO.
Take any offer for auto loans for bankruptcy with many grains of salt. Very few lenders will lend any money to anyone who has recently declared bankruptcy, and any lenders that do offer such loans will do so at very high interest rates with very high penalties for late payment and default. Since you cannot declare bankruptcy again if you default on a loan soon after bankruptcy, auto loans for bankruptcy are risky for you but very profitable for unscrupulous lenders who prey on bankrupt individuals and entice them to take out loans before they have a chance to rebuild.
Life insurance loans are not on your credit report.
If the student loan is a federal loan and not a private loan then the answer is no. Federal student loans can not be included in bankruptcy, you will always be responsible for repayment of FEDERAL student loans.
You must list student loans in your bankruptcy. They are not dischargeable, though collections actions are stayed by the automatic stay when the case is filed.
List all of your loans and debts. They are all covered in your bankruptcy.
Bankruptcy laws are complex. You will need to get correct answers from a competent attorney.
Yes.
no