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Those who are seeking a starter home or affordable housing should consider a modular home. Modular homes cost less than stick built homes. In many instances modular homes look just like their stick built counterparts. Today’s modular homes come with garages, porches, decks and in ranch or two story styles. Amenities like granite counter tops, hardwood floors and ceramic tiles give modular homes upscale interiors that rival those of much higher priced houses. When well designed landscaping is added, a modular home will be as attractive as any stick built home in the neighborhood.

What is a modular home?

Modular homes are factory built. They are usually constructed in sections or modules and transported to the building site where they are assembled into a house. In some cases the entire structure is factory built and finished, requiring only a foundation and the finishing required to connect the seams of the modules. Modulars can be single or two-story homes.

What is the difference between a modular home and a mobile home?

Mobile homes or manufactured homes are built completely in a factory. Mobile homes have a chassis that allows them to be moved or transported using a truck. Once a mobile home is delivered to the site, water and electricity hook-ups may be all that is needed to move into the dwelling. Some states have special rules concerning tie-downs or anchors to keep mobile homes stable during high winds.

Unlike mobile homes, modular homes must meet local building codes as they are considered permanent dwelling. A permanent foundation that fits the specifications of the home must be in place or installed for a modular home.

Purchasing a modular home

The homebuyer can expect a bank to provide conventional financing for modular homes just as for stick built homes. Prior to purchasing a modular home, the buyer should obtain information about local building codes, zoning, and permits, since each jurisdiction has it’s own laws concerning various types of housing. Garages, decks, and other additions that are not tied to the original modular structure might require special permits and additional inspections.

A modular home is a good value

A modular home costs less than a traditional site built home but if set up and maintained like a site built home, the modular home should appreciate in value and be a good investment for the owner.

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Q: Need affordable housing Consider a modular home?
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