Think of professional liability insurance not as insurance against your own malpractice, but as insurance against the malpractice your angry clients will claim. No matter how hard you work, whether you are a doctor, lawyer or other professional, there will be some clients that are unhappy with the results. Sometimes, this unhappiness causes them to look for malpractice, even when there is none. Professional liability insurance can help by quickly settling frivolous claims, and by protecting your reputation in court if necessary.
public liability insurance
Liability insurance is one of the most important forms of insurance for business and property owners because it protects against individuals from potential risks incurred by third-party claims. The most common types are general liability, professional liability and worker's compensation. General liability applies to homeowners, renters and business owners. It protects against lawsuits that may arise from accidental injury on the premises, property damage, negligent acts and the like. Professional liability covers the work of doctors, consultants, accountants, and attorneys. Worker's compensation covers risks that employees may encounter while performing their jobs.
Business consultancies should have insurance that protects their premises. If they have employees they are required by law in the UK to have employers liability insurance. Additionally they may choose to purchase business interruption and professional indemnity insurance too
Yourself and the cargo you are carrying should be covered under this insurance. It also protects your company from liability in case of an accident or emergency.
A public liability is a form of insurance purchased by businesses. This insurance protects a company from lawsuit in the event a consumer is harmed as a result of their actions.
Public liability is a type of insurance policy. This insurance protects or covers the user for legal liability to third parties (that is, potential lawsuits against them imposed by third parties).
Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.
Collision protects you and your car if you are in an accident, liability protects whomever you may hit.
Damaging someones property or causing injury or death.
Builders liability insurance protects builders from laws suits. If damage happens while the builder is working on a home it protects him should the homeowner decide to sue. It also protects the builder in the event an employee should injure themselves and decide to sue.
Business liability insurance protects a company's assets from a lawsuit. If a business is high risk or doesn't have enough capital to cover a lawsuit, they should have business liability insurance.
Hopefully an airbag. Liability coverage will cover damage and injury you cause to another person or their vehicle.