Receiving Help

Answer 1

As you get older, one of the things that you need to start thinking about is how you are going to pay for any hospital bills or doctor appointments. Medicare is a government program that anyone over 65 can enroll in. The program covers a long list of expenses, and it is important to know how much you will pay for your deductible and if you need a supplemental insurance.

Medicare is not free. There is a monthly fee that you will need to pay to have the coverage, but it will automatically come out of your social security check. This amount is roughly $100 per person. There are two parts to Medicare. Part A covers any hospital expenses that you might incur, and Part B covers any visits to the doctor or other outpatient services. There is a Part D plan that you can enroll in. this part of the program covers any prescriptions that you might need. You will be able to choose which prescription coverage you want. Some companies have deductibles, and some of them do not require any payment in order to get prescription help. You need to enroll in the prescription plan that you would like by a certain date, or you will be automatically enrolled in a program by the social security administration.

If you are concerned about how you are going to pay for your monthly Medicare payment, there is something you can do. If your income meets certain requirements, you might be eligible for Medicaid. This will cover your Medicare deductible. You can also get extra help with medications if you are approved for Medicaid. You have to be a United States citizen in order to receive Medicare. People who are disabled and under the age of 65 are eligible to receive Medicare. If you are in renal failure, then you would be eligible for Medicare as well. Contact your local social security office to find out more information on enrolling.