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Request to Cease Collection Activity

Updated: 9/16/2019
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If an identity thief purchases products on credit using your name and fails to make payment, you will likely have one or more collection agencies contacting you for payment. This letter should be used to inform the collection agency that you have been a victim of identity theft and that you should not be required to pay for the purchases. Send copies of proof that may be needed to show that identity theft has occurred.

  • Note: You should contact the collection agency immediately and use this letter as a follow-up. However, if you choose not to call first, this letter can be used as a first contact with the collection agency.

    To learn more about consumer rights and general rules regarding debt collection, refer to the Fair Debt Collection Practices Act.

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