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If you do a breakdown of costs each month, you might see that gas and a car payment are two of your largest costs. So what you do to bring these costs down? You might start by looking into public transportation. In most areas, the public transit system is so good that most people can survive completely without ever owning a car. Getting a bus pass or maybe a subway pass will save you money on a car, car insurance, and even gas. With the rising costs of gas these days, this is a major thing that you must consider.

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