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Seniors that are living on a limited budget often struggle to find affordable housing. Fortunately, the government offers a variety of different programs that seniors can take advantage of. These programs make it possible for seniors to find senior living communities and public housing they can afford.
Types of Government Assisted Housing Available to SeniorsSeniors that want to retain their independence, but need help paying for housing, may want to apply for housing assistance. The U.S. Department of Housing and Urban Development, or HUD, helps low income individuals afford housing through their Housing Choice Vouchers program.
To apply for Housing Choice Vouchers, seniors will need to contact their local housing authority. To qualify for this assistance, a person's income must be 80% or less than the median income in their area. To help seniors qualify for this program, HUD allows seniors to deduct $400 from their income for every senior citizen in the household. HUD also allows for several medical deductions. To correctly determine deductions, seniors may want to schedule an appointment with a representative of the housing authority.
If a senior qualifies for Housing Choice Vouchers, they will only be expected to put 30% of their income towards their rent each month. If a senior lives in a home or apartment that costs more than 30% of their income, they will receive a voucher for the additional amount. For example, if a senior receives $1,000 a month, they will be expected to pay $300 a month in rent. If their rent is $500 a month, the program will pay the additional $200. This helps seniors afford their living expenses, even on a limited income.
When receiving Housing Choice Vouchers, seniors can choose to live in any apartment that accepts these vouchers. Many senior living communities also accept these vouchers. These communities are great for seniors who want to live around other seniors, but still maintain their independence.
Seniors that qualify for Medicare benefits may also be able to move into an assisted living facility. These facilities specialize in caring for seniors that need regular medical care or may need extra assistance with daily activities. For more information on programs that seniors may qualify for, seniors may want to begin by contacting the public housing authority in their area.
What else can I help you with?
Where online can I get information regarding assisted living for seniors?
There are many resources online that provide information on assisted living for seniors. Some valuable resources include New Lifestyles and Senior Guide Online.
In the UK where can one find information on government housing grants?
There are a number of websites which provide information on government housing grants in the UK. These include the official Gov UK website, Advice Guide and Money Saving Expert.
Are there any sites that compare assisted living facilities?
There are a few sites online to guide you and help you choosing for assisted living. Even sites with some tips for choosing, like Assisted Living Facilities, where you can compare facilities.
Senior Housing Options Simplified?
With the many variations in senior housing needs from one individual to another, fortunately, there are a variety of options to choose from. Some seniors remain in good health long past retirement age. These individuals require only minimal assistance. The senior housing options available to them include a variety of independent living retirement communities. Other seniors are in need of more personalized care and attention. These individuals will benefit from a senior housing arrangement that offers on-staff personal and nursing care. There are three basic forms of senior housing. They include independent living situations, assisted living care and nursing home care. Independent living offers the greatest benefit to those seniors who are healthy and, for the most part, self-sufficient. Independent living arrangements offer seniors a private and easily maintainable apartment or house. In addition, they offer other amenities such as social functions and activities. Assisted living facilities are a type of senior housing that provides assistance to those who need it. These facilities offer the same social benefits that are offered by independent living, but also provide any needed help with personal care. While seniors in these types of facilities do not require a great deal of medical care, they do need help with things like meal preparation, dressing and grooming. Nursing homes, sometimes referred to as skilled nursing facilities, offer a senior housing option that provides skilled nursing care 24 hours a day, 7 days a week. This care includes any needed medical services such as physical therapy, medication administration, meal preparation, as well as personal care with bathing, dressing and grooming. When making a decision about what type of senior housing arrangement will be best for yourself or a loved one, the above information can be a useful guide. It is important to take into consideration the individual’s medical needs, physical abilities and desire for privacy and independence. Many professionals are available to guide you through the process and make sure you choose the best option. Social workers and case managers are trained to help in assessing needs, determining affordability and making recommendations. It is a good idea to seek their services when making a senior housing decision.
Where To Find Affordable Senior Housing?
If you are looking for a home for yourself, a senior relative or friend, this guide can help you consider the options for where to find affordable senior housing. Senior living is for people who can still live independently, but may benefit from living in a senior community where assistance is available if needed. Exploring all of your options is an important first step in providing yourself with the right independent senior living experience. Finding affordable senior housing is not difficult, if you know where to look. Most importantly, you do not have to sacrifice quality senior living for saving money.Government programsMany retirement and assisted living communities are too expensive for seniors living on a fixed income to afford. If this is the case for you, consider researching government programs that are designed to assist you in finding affordable living arrangements. Senioraffordablehousing.org provides information on these numerous types of government programs, including requirements for public and subsidized housing.Search "Information for Senior Citizens" at hud.gov, a government housing resource that helps you explore all of your options for senior living. Types of housingFirst, consider finding ways to stay in your current home. This can include finding outside help with day-to-day chores and yard work. Also, explore reverse-mortgages to explore all the options for making the stay in your home more affordable. Other types of housing include public and subsidized housing, and these are good options; however, before committing, visit the location, and try to find reviews either online or from people who currently live there. Section 8 housing is for low-income families, and provides housing vouchers to subsidize housing costs. If you qualify for Section 8, explore how this program can help you find affordable senior housing.Finding an affordable assisted living facility is probably your best option, as these facilities are specifically designed for senior living needs. If you can afford an assisted living facility, ask around to find the most affordable option in your area.
Where can you rent corporate housing?
You can rent corporate housing through website such as Apartment Guide and National Corporate Housing. Another website you may be interested in is Furnished Housing.
What are some California locations good for vacation for single seniors?
This website is a guide for seniors traveling. It will show you good traveling locations in California and anywhere eels you might want to go. http://seniortravel.about.com/
Where can seniors learn independent living in Houston?
Seniors can learn about independent living in Houston, TX online on the Senior Homes and Help Guide websites. They offer information on different areas that offer independent living.
What has the author Diane Wilcox written?
Diane Wilcox has written: 'NIH guide to housing' -- subject(s): Housing
What are the five princaples that guide the US government?
what are the five principles that guide the united states government
What Shoshone guide assisted Lewis and Clark on their expedition of the Louisiana territory?
Sacagawea, a Shoshone woman, assisted Lewis and Clark on their expedition of the Louisiana Territory. She accompanied them as an interpreter and guide, helping to negotiate interactions with other indigenous tribes and navigate the unfamiliar terrain. Her presence was crucial to the success of the expedition.
What has the author Cynthia Wentworth written?
Cynthia Wentworth has written: 'Guide to housing exhibits sponsored by the National Committee on housing Education' -- subject(s): Housing, Exhibitions
