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Changing eating habits can lead to extra change in the bank. Preparing meals at home instead of buying food out is one of the quickest and easiest ways to immediately save money. Consider that a family of four spends approximately $4 per person on one meal at a fast food restaurant. A meal of spaghetti with sauce, salad, bread and a vegetable can be served at home for half the cost. Plus, there are often leftovers from meals prepared at home. Leftovers are great to warm up for lunch or a quick dinner on another day. Instead of buying coffee or soda at work, pack a thermos of coffee from home, or take in your own cans of soda. Or, switch to water and invest in a good reusable water bottle. If you're on the go a lot with children, keep a small bag of snacks in your purse instead of putting dollars into the snack machine.

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