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Supplemental dental insurance, also known as a discount dental plan, is an inexpensive way of paying less money for dental visits, including routine dental check-ups, x-rays, fillings and teeth cleaning appointments. A visit to the dentist can cost a great deal of money for patients who do not have supplemental dental insurance plans. The cost of a supplemental dental insurance plan is extremely affordable, and the dental patient receives deep discounts for many dental procedures. Some dental plans even include discounts on periodontal surgeries. The National Association of Dental Plans has a list of companies offering supplemental dental insurance plans.
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What does the dental office have to do when a dental insurance company overpays on a claim?
Refund the money to the insurance company and bill the patient for the difference.
What is supplemental health insurance?
As the name suggests, supplemental insurance works in combination with other insurance and it's not for everyone. Supplemental health Insurance is an insurance for situations involving a critical condition or illness, there are policies that offer to help pay out-of-pocket expenses for heart attacks, strokes, heart surgeries, cancer and other illnesses. In short supplemental health insurance policies provide you with money to pay for some of the expenses not covered by major medical insurance.
I am wondering if dental insurance plans are worth the money?
I think that some dental insurance plans are definitely worth the money. I would check with my insurance company to find out what they cover in and out of pocket. Then you will be able to see how much you are saving or not saving.
Where can one purchase cheap dental insurance?
To purchase cheap dental insurance one should visit insurance comparison sites such as Money Supermarket. Alternatively, get advice from the local doctor.
Which provider offers the best rates for individual dental insurance?
Having dental insurance can save you money when work is needed. You can get a great dental plan at www.eHealthInsurance.com.
Where do you get supplemental dental insurance?
* They're not insurance, but Discount Dental Plans are available from a number of reliable companies. Monthly costs are significantly less than insurance, and you receive discounts on virtually all services and procedures at the dentist. Because dentists have to agree to accept the reduced fees from members of the plans, there are certain ones you have to go to. The location of available dentists can vary greatly from one geographical area to another, so it's important to find out where they are in your area. For more information about dental and medical discount plans, Search Google To find other companies who offer discount plans, do a Internet search for "dental plans." == == * If by supplemental, you are looking for "individual" dental insurance, the National Association of Dental Plans site has a directory of companies that offer dental insurance that can be searched by state. You can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist fees who are part of the discount network). == == * Actually, there are situations when two dental insurance policies will pay on a procedure. What you need to look at is whether the policies have a non-duplication clause which would prevent "double" payment. Most policies have a "coordination of benefits" or CoB provision which is regulated by the state. The CoB provision determines which policy pays first and assures that no more than the actual charge is paid by insurance, i.e. that payment is not greater than the cost. * To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network). == == * I just called an Health/Dental Insurance provider about that matter and they tried to explain that I can/should not have two dental Insurances, since only one will pay. At my question to her that I am only interested in supplemental dental insurance they explained they have not heard of such. But they do know of a dental discount card where you have to be a member ( means member fee)and then you could if you dentist is participating in that particular program get a 10 % refund of your co payment. Anybody with more info's? Thanks, Caroline. == == * Yes, you may have double coverage that combine together to may 100% of the cost of the crown. However, you can NOT make money on insurance. If you need a root canal and it's covered at 80% then the primary coverage (if your the subscriber) will pay 80% and the secondary plan (spouses plan) will pick up the other 20%. == == * I file insurance daily and have never seen it work the way the previous answer states. Usually the second company will only pay a smaller portion not cover the remaining 20% in full.
How much money does a Manager make at Garden Ridge?
Garden Ridge offers a competitive salary & benefits package including health insurance, life insurance, dental and vision insurance, supplemental life, short term disability, flexible spending accounts, 401(k) plan, paid vacation, personal time and holidays, a generous employee discount and a business casual environment.
Does being a pro volleyball player cover your health insurance?
Yes pro volleyball players do earn health insurance and dental insurance and they get loads of money too!
Should I invest in dental insurance?
If you visit your dentist regularly purchasing dental insurance would be worth the money. Being on a tight budget I would check with several providers to find the best suited for your needs.
Is independent dental insurance going to save me much money in the long run?
Compared to an employee-sponsored plan, no, but if you're self-employed, it can save you a lot of money if you need dental procedures done.
Cheaper Doctor Visits?
Doctor visits can be very expensive. Tell your doctor up front that you are on a limited budget, and see if he might offer you discounted medications. Ask your doctor if they have any samples they can give you. Often times it is not name brand medication, but it does the same thing. Another great idea is, If you don't have dental insurance, save money by going to a local dental school. Often times they offer great discounts on teeth cleaning so that students can practice.
Inexpensive dental care needed in the bay area but you have little money what can you do and who can help you?
Clarification needed: San Francisco Bay area? or what bay, what state or country? To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
