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Emergency road service car insurance is a type of insurance that offers emergency towing and roadside assistance. When drivers purchase this insurance, their provider typically gives them a phone number to call in case of emergency. If your car breaks down on the road, you simply call the emergency number to have a professional come to assist you. Depending on the situation, the roadside professional might tow your vehicle to a safe location, change your tire or see if there is an easy fix to your mechanical issue.
The Importance of Emergency Road Service Car InsuranceWhile emergency road service car insurance varies by provider, it typically offers several important services. These services often include free towing, locksmith services and roadside mechanical assistance in case of a breakdown. If an individual runs out of gas, gets a flat tire or needs a new battery, the provider will send someone to bring the materials required to fix the situation. While the customer will be required to pay for the delivered item, the delivery is included in the service.
Emergency road service car insurance can benefit a great number of drivers. Parents frequently get this insurance for their children to ensure that they are taken care of on the road. People whose friends and family work and would be unable to help them in an emergency might also want to consider this insurance. While road service insurance does cost extra, it is usually cheaper and faster than calling a mechanic or tow truck in an emergency.
How to Get Emergency Road Service Car InsuranceMost car insurance providers only offer emergency road service car insurance to their existing customers. To get this insurance, ask your current agent about adding it onto your policy. Generally, drivers can expect to pay around $20 or less per year for this coverage. Some providers, however, might charge more depending on the services they offer. When compared to popular roadside assistance memberships, like those offered by AAA, emergency road service car insurance is a great deal for drivers.
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