answersLogoWhite

0

Two Kinds of Credit Check Reports?

User Avatar

Anonymous

14y ago
Updated: 9/16/2019

There are "soft" and "hard" credit check reports. The soft kind is when the credit report is issued to businesses who are engaged in promotional campaigns. They want to see what kind of audience they may have for their product, and what kind of market they can envision. The soft kind includes checks by you and also businesses that have your accounts. The hard credit checks were those made by businesses from who you have applied for credit. A record is kept all of these checks and prospective employers or others may see it.

User Avatar

Wiki User

14y ago

What else can I help you with?

Related Questions

Is TransUnion the only major credit reporting agency?

TransUnion is one of three companies that offers credit reports. Equifax and Experian are also two agencies that specialize in credit reports and scores.


How can I get my free credit report scores?

To get your free credit report and scores, you can follow these steps: Annual Credit Report .com: Go to the website Annual Credit Report .com, which is the only official site authorized by the U.S. government to provide free annual credit reports from the three major credit bureaus – Equifax, Experian, and TransUnion. You are entitled to one free report from each bureau every 12 months. Request your reports: On the website, click on "Request your free credit reports." You will be asked to provide some personal information to verify your identity, such as your name, date of birth, Social Security number, and address. Choose the bureaus: After verifying your identity, you can choose which credit bureaus' reports you want to receive. You can select all three or just one or two, depending on your preference. Review your reports: Once you've selected the bureaus, you will be able to view and download your credit reports. Review them carefully to check for any errors, inaccuracies, or suspicious activities. Credit scores: While the credit reports are free, they do not automatically include your credit scores. If you want to obtain your credit scores, there might be additional charges depending on the credit bureau or service you use. It's essential to regularly check your credit reports to monitor your financial health and detect any potential issues. By accessing your free reports from Annual Credit Report. com, you can ensure that you have a clear picture of your credit history from all three major credit bureaus.


What are the different kinds of research reports available to the researcher?

There are numerous different kinds of research reports available to a researches. They include argumentative reports where one argues two sides of something, cause and effect papers, and definitiion reports where opinion is left out and the definition of the topic is given.


What are the names of two online sites that offer free credit reports and there is no credit card needed to get the credit report?

There are many different places one might go to receive a free credit report. The Annual Credit Report does not require a credit card and allows you to get reports from up to three credit reporting agencies.


What are the top two best 3 in 1 credit reports online?

Creditreport.com and creditchecktotal.com are the top two sites to go to.


If a charged off account now has been removed from your credit report can a third party attempt to collect the debt after if has been removed from the credit report?

Yes. You have to check your state's statute of limitations. The time of the state's SOL for collecting on debts and the federal SOL on credit reports may be two totally different time limits.


What is the purpose of transunion credit bureau?

The TransUnion Credit Bureau, or TransUnion Canada, is an international organization that was founded in 1989; it is one of two major credit reporting agencies in Canada. It allows its customers to view their credit scores, reports, and manage credit debt.


Where can a person go to get a free credit report online?

There are a number of places in UK where a person can get a free credit report online. The two biggest companies that offer such reports are Equifax and Experian.


What websites offer free personal credit reports in minutes?

There are several options available for consumers, in terms of companies that offer and promote free credit report services. Among the top ranking are, Experian, Equifax, and the Privacy Guard company.


Why are there two open accounts for macysdsnb on my credit report but i have never had a macy's card Could it be because my mother had my name as being able to use her Hecht's card a long time ago?

If you check your credit reports and find one or more accounts open for a credit card that you have never had, notify the credit bureau and the credit card company immediately. It may be a case of mistaken identity, it may have to do with your mother's account, but it also could be a case of identity theft.


If you pay off your spouse's debts before you get married would that improve your joint credit rating?

There is no such thing as a joint credit rating or joint credit score. Even when two people apply for credit together, their credit is pulled and scores are provided separately. These two separate reports can be merged into one single credit report, but look closely; you will still see separate scores on each bureau for them.


Is TRUECREDIT connected to any of the top three credit score reporting companies?

Yes, true credit is one of the main credit companies, that reports your credit score to two other main ones. All of these companies are connected by a company called trans-union. Good luck.