Types of Identity Theft?


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2010-11-01 15:24:32
2010-11-01 15:24:32

In recent years, identity theft has become a major issue. Each year, the identities of thousands of people across the country are stolen by criminals. Identity theft is often difficult to thwart and can have a long lasting impact on your life. If someone has stolen your identity, it can have several profound consequences on your life. You may find that your credit rating has been destroyed, your identity has been assumed, or even worse that someone is perpetrating crimes in your name. Repairing the damage caused by identity theft can take years. Below are some of the most common types of identity theft.

Credit Identity Theft

In this kind of identity theft, someone uses your personal information like a social security number to apply for credit cards, loans, or other financial obligations. You may begin to notice this kind of theft when you start getting mysterious bills in the mail for services and things that you have not purchased. You may also start to get calls from bill collectors asking for payment. If this happens to you and you know that you did not make the purchases or solicit the services, there is a good chance that someone has stolen your credit identity. You must work to clear your name immediately because credit identity theft can ruin your credit very quickly, making it hard for you to get credit cards and loans.

Driver’s License Theft

If someone steals your driver’s license, they can use it as their own identity. If they get stopped for a traffic violation or commit a crime while driving and are summoned to court but never show up, the judge can and will issue an arrest warrant for you since the documentation on the ticket has your information on it. You can also have you driver’s license suspended and lose your insurance because of the theft if the thief drivers recklessly using your license.

Character Theft

In this type of identity theft, someone pretends to be you by using your name. If they commit any criminal offenses, warrants can be issued in your name even though you are innocent and have nothing to do with the crime.

Social Security Number Theft

Your social security number can be used for a number of things by criminals. They can apply for credit in your name, seek employment using your name, and more. Not only can a person ruin your credit, but they can also cause the IRS to come after you if they work using your name and have not paid income taxes.

Medical Theft

Criminals can also steal your medical identity to take advantage of your insurance policy or to obtain prescription drugs in your name. If you do not catch this theft soon, your medical insurance may be canceled due to the thief making filing claims.

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Related Questions

Identity theft is a major problem but there are much bigger problems in the world than identity theft.

Here are a few: What is the median value of goods and services obtained by identity thieves? What are the most common types of new accounts opened by identity thieves? How long do most victims spend resolving the issues caused by identity theft? What problems did consumers report as a result of being a victim of identity theft? The answers are all located on this web page, which is a summary of the 2006 Identity Theft Survey Report: http://www.creditscorehero.com/articles/identity-theft-report.aspx

which state has the highest identity theft

Congress declared identity theft a federal crime in 1998 when it passed the Identity Theft and Assumption Deterrence Act

Identity theft is not a law. States have updated larceny laws over recent years to prevent identity theft.

hacking,Computer Viruses,Identity Theft,Cyberstalking,Phishing

No, it is 2 words: 1) identity; 2) theft.

How can you guard yourself against Identity theft

well identity theft involves an innocent person whose identity was stolen by an unknown person.

corporate identity theft is becoming more and more common. The identity theft is no longer only restricted to individuals only. Due the this , FACT act 2003 is also amended to check and prevent corporate identity theft

Identity theft can affect your credit without your knowledge~APEX :)

About 27 million people a year are victims of identity theft.

no apoligize to the person you took it from today

There are many policies and protections in place to prevent identity theft. Many people are just not cautious with their identity and can do more for themselves to prevent identity theft.

You should look into services such as LifeLock. For a fee they will do all the work for you and insure you up to a certain amount if you are a victim of identity theft. You might want to read up on the effectiveness of those types of services (such as from lifelock). I think this site is a good reference. The number one source of identity theft is lost/stolen wallets. Limit the information you carry around. SOLUS Identity Theft Protection. Http:/www.solusid.com

Identity Theft Attorneys do not have a specific average cost but fees may range from $100 upwards per hour. Typically it is believed that every person who is the victim of identity theft spends somewhere in the region of $350 on an Identity Theft Attorney.

There are many websites offering information on identity theft statistics. However, most of these websites are also selling an identity theft protection plan. For an unbiased view of statistics check out the Bureau of Justice Statistics (BJS) they have an area devoted identity theft statistics.

A well-known identity theft program is Life Lock. They offer packages to protect your credit cards from identity theft along with other services such as tracking your credit score.

You can pick the best identity theft protection company by reading some of the reviews. The best website to do so is http://identity-theft-protection-services-review.toptenreviews.com/

There is plenty of good advice on how to get to proper protection from identity theft. It is very recommended that a person create strong passwords and to change them frequently. It is also recommended for a person to check their credit score. Another smart thing to do is to have an account with a company such as Experian. These types of companies offer full identity theft and credit protection.

Someone can find news on FTC identity theft via the 'Identity Theft Network' website. One can also find news on this subject from the 'Federal Trade Commission'.

Theft Identity Theft is the Number One crime in America. Identity Theft is also the most lucrative and fastest growing crime.

Please keep my identity a secret. Ashley is a victim of identity theft.

Identity theft can lead to a person's financial secrets being leaked and the privacy of his communication can be compromised. Online scammers can steal credit card details, bank account details and passwords to crucial websites.

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