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U.S. Bank offers several types of credit cards to meet the needs of different customers.

Basic Credit Cards

The basic U.S. Bank credit card is suitable for people who have already established a fair credit history. This card does not come with any extra benefits or specified conditions. The basic card generally comes with larger credit lines and lower APRs. U.S. Bank offers 0% APR on all purchases and balance transfers made within the first six months of signing up, and no annual fee.

Student Credit Cards

U.S. Bank offers two kinds of student credit cards: The U.S. Bank College Visa Card and the U.S. Bank Young Adult Visa Card. Both are geared toward young adults who need to establish credit. There are no annual fees, but also no promotional discounts. The main difference between the cards is that the Young Adult Visa Card (for those not in college) requires a co-signer, such as a parent or other adult with an established credit history.

Rewards Credit Cards

U.S. Bank rewards credit cards come in three types:

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Q: Types of U.S. Bank Credit Cards?
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