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Understanding Personal Liability Insurance

Updated: 9/16/2019
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12y ago

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Personal liability insurance is important standard homeowners and auto insurance policies do not cover claims against individuals that result from catastrophic situations or in legal decisions. Without this kind of insurance, every individual can encounter serious financial harm if they are ever found to be responsible for extreme injury or property loss.

Most insurance agents have the ability to write policies for personal liability, so does he are interested in this type of coverage should ask the agent next as they review their policy. Before purchasing separate personal liability, the insured person should first make sure they have as much personal liability coverage through their automobile and homeowners insurance policies.

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Related questions

What is covered for personal liability insurance?

Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.


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Personal liability insurance is a common type of insurance, and just about every agency from Allstate to Geico and State Farm can provide you with the information you're looking for.


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No, your Homeowners Insurance will not. Your Medical Insurance Will.


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Personal liability insurance is intended to cover you for damage you may cause to others. The amount of insurance you choose to get depends upon your assets and personal financial situation. There may be certain state minimum requirements as well.


LLC Liability Insurance?

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Where do I find information on personal liability insurance?

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What sort of liability insurance does one need for a sole-proprietor transportation business?

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