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A health insurance comparison will help patients decide what kind of insurance to buy and which company offers the best plan for them. For example, a Health Maintenance Organization (HMO) often has the lowest rates, but can also have the least selection when choosing a primary physician. Also, coverage outside of the network is usually limited. A Preferred Provider Organization (PPO) is more flexible for patients needing care outside of the network, but usually come with pesky deductibles and co-insurance amounts. Consumer Directed Health Plans (CDHP) are high-deductible health insurance plans that help patients in the event of a major illness or injury.

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