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what is wedding insurance for?

Updated: 9/16/2019
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11y ago

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Wedding insurance is used to insure any type of damage that is caused during a wedding ceremony or the wedding parties. Big celebrations like wedding is known to have alcoholic drinks, which may cloud a person or many people's judgment at the moment, and cause unintentional damage during the wedding.

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11y ago
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Q: What is wedding insurance for?
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Is wedding insurance a must have?

No, wedding insure is not a must-have. An average wedding costs is about $24,000. If the bride and groom know that they are going to pay more than $50,000 for their wedding then wedding insurance is a must. Also if a wedding couple is spending more money then they readily have, wedding insurance would a smart choice.


What is wedding insurance?

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What Will Wedding Insurance Cover?

When you think about all the things that are involved in a wedding it only makes sense to insure yourself. Wedding insurance can cover several things. It's important to make sure your wedding insurance covers your guests getting sick or if the caterer fails to show up. Wedding insurance does not cover a change of heart by either the bride or the groom. While it covers the wedding bands it does not cover the engagement ring. Make sure you are getting the right coverage for your needs when you are considering wedding insurance. Ask questions about what the insurance does and does not cover.


Where can one find a good wedding insurance comparison website?

Regarding wedding insurance comparison websites for the United Kingdom one might check for example "Moneysupermarket". Another option is for sure the page "Compare Wedding Insurance".


Can you get jewelry insurance on a wedding ring?

There are lots of jewelry insurance that you can get to put on wedding rings that will cover any damage. You can either get a rider from your home owners insurance or your renter's insurance policy or you can get insurance for a specific piece of jewelry from any insurance company.


Which companies in the United States provide wedding cancellation insurance?

There are many insurance companies which offer wedding cancellation insurance, four of which are Fireman's Fund, Wedsafe, R.V. Nucci and ProtectMyWedding.


Should wedding insurance be purchased for every wedding?

Wedding insurance is definitely a good idea. Having a wedding insurance policy makes sure that your big day will be successful, even if a catastrophe occurs (i.e. you fall ill or have a family emergency) that causes you to postpone the event to a later date.


Do you need event liability insurance for a big wedding?

You do not need event liability insurance for a big wedding. However, if the event is outside, then you may want to consider it. You should take out the insurance if it will give you comfort.


Where can a person compare quotes for various wedding insurance programs?

Wedding insurance appears to be quite popular in the United Kingdom. There are several places online where on can compare quotes for this insurance. Money Super Market, Protect My Wedding and Wed Sure are online websites which provide this information.


How far ahead of the wedding date should a couple purchase wedding insurance?

The simple answer is as soon as possible! You certainly want to make sure all your deposits are covered so it's best to buy your wedding insurance as soon as you can. In the UK, many wedding insurance policies will cover you for up to 24 months before the big day.


Where can someone purchase cheap wedding insurance?

WedSure seem to offer very cheap wedding insurance. There is also a company called WedSafe that offer cheap insurance services. Yet another option is ProtectMyWedding.


Does Wedding Insurance Cover A Runaway Bride or Groom?

No. Wedding insurance will only cover things such as public liability, host liability etc. It does not cover a runaway bride.