What to Expect if you are Injured in an Auto Accident?

Answer 1

Being injured in an auto accident puts you at a distinct disadvantage for making sure that everything is documented properly at the scene of the accident. You will most likely be taken to an emergency room before you have a chance to collect insurance information from the other driver or explain what you believe happened to the police officers investigating at the scene. If possible, try to call someone you trust to come to the accident site and act as your representative to make sure you are treated fairly.

Trusting the Police to Determine Fault

In most cases, you will have to trust the police to get the necessary information for you. It is better to get treatment for your injuries as soon as possible and leave the details to others. You can always contest anything that you believe is incorrect while the insurance companies are working on your case. The police will try to get eyewitness accounts from as many people as possible so that they can build an accurate recreation of the events that led to the auto accident. If you have a friend who can stay at the scene and help with the investigation, you can feel even more comfortable that your side will be heard before the accident report is written.

Dealing with Both Insurance Companies

With an injury auto accident, the declaration of which driver is At Fault makes a big difference. The insurance company of the at-fault driver will be responsible for covering medical bills for people in both vehicles. If the other driver does not have insurance, or their insurance is not adequate, you will need to make a claim to your insurance company to cover damages. It is important to talk to your insurance agent as soon as possible after the auto accident. Also be sure to keep all of the documents and receipts related to your medical treatment.

When an Attorney Could Help

Injury auto accident insurance claims can become complicated. If you begin to feel like you are in over your head, or you are not being offered a fair settlement, it may be time to call an experienced insurance attorney. These professionals understand insurance law and can represent you to both insurance companies to make sure that you receive the maximum settlement that you deserve. When there is an attorney involved, insurance claims tend to be processed faster and more satisfactorily.