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California car insurance laws require that all vehicles that are driven or parked on California roads maintain the minimum liability insurance covered required in the state. Insurance companies are required by state law to inform the California Department of Motor Vehicles of private-use vehicle insurance information. The information is stored in an electronic database. California car insurance laws do not require insurance companies to report on vehicles used for commercial purposes. California insurance laws allow the DMV to monitor insurance coverage and assess penalties for individuals who fail to maintain coverage. During a traffic stop, law enforcement officers are able to pull up vehicle information in the state's electronic database to determine if the vehicle has the proper insurance coverage.
Minimum Coverage Required in CaliforniaIndividuals must carry proof of insurance coverage in their vehicles at all times, and present an insurance card when requested to do so by law enforcement, at the time of an accident or when renewing vehicle registration. California drivers must maintain coverage of private passenger vehicles with a minimum of $15,000 for injury or death to one person, $30,000 for injury or death to more than one person and $5,000 for property damage. Other types of financial responsibility to use in lieu of insurance coverage includes a $35,000 cash deposit made to the DMV or a $35,000 surety bond from a company licensed to do business in California
Penalties for Lack of Insurance CoverageSeveral penalties may be assessed to drivers who fail to maintain insurance coverage in the state of California. The DMV is notified when an insurance policy has been cancelled and a replacement policy has not been submitted to the DMV within 45 days. The DMV has the authority to suspend the vehicle registration on the uninsured car. Individuals who are nearing a vehicle registration suspension or have already experienced a suspension must submit their insurance information to the DMV along with the required reinstatement fee. Drivers without proper insurance coverage may also have their vehicles impounded. Drivers who cannot afford insurance may qualify for the California Low-Cost Automobile Insurance Program.
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Where can I learn more about California car insurance laws?
You can go to insurance.ca.gov. There you will be able to learn about all the California car insurance laws that you will need to know.
Is there a website that explains the California car insurance laws?
Yes there is in fact a website that explains California car insurance laws. If you go to insurance.ca.gov, you will be able to learn all the information you need to know about these laws.
Are there any special laws or requirements to get car insurance in Texas?
As far as I know, there are no special laws or requirements to get car insurance in Texas. I do know that you need to search about this, but to drive a car you must have insurance.
Where online can I find a list of California car insurance laws?
It sounds like your problem with your insurance company may be more complex than a document detailing insurance laws. A better solution might be contacting the California Attorney General's office for help. You can find it's office online at oag.ca.gov.
What is California's policy on car insurance for disabled drivers?
California laws dictates that people with disabilities cannot be denied car insurance coverage. Each individual will have to be assessed and the risks factors written into the car policy as the insurance company must do, but you can get coverage with insurance companies if you are disabled.
What are car insurance laws in California if someone hits me and they are at fault?
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
Is 'significant other' the same as spouse for medicare purposes in California?
This depends on the state laws, and the insurance company. Contact either your states dept of insurance or the carrier you are insured with.
Which companies in California offer fire protection insurance?
California Department of Insurance offers a very good, trustable insurance as well as Einhorn Insurance, California Home Insurance and Purves Insurance.
Can you ride through the center on a motorcycle?
It depends on the state and their laws. I know that it is legal in California.
I want to know where I have to go to have a license for car insurance agent?
Check with the California Department of insurance you can do so and even apply online at www.insurance.ca.gov/.
When was California Department of Insurance created?
California Department of Insurance was created in 1868.
How much time is there to put insurance on a vehicle after you buy it?
It depends on the insurance company and the state you live and the laws therein. In California for example you have thirty while in Ohio the vehicle must added to the policy and proof of that must in your possession prior to leaving the dealership. Check with your insurance company. It depends on the insurance company and the state you live and the laws therein. In California for example you have thirty days while in Ohio the vehicle must added to the policy and proof of that must be in your possession prior to leaving the dealership. Check with your insurance company.
