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What else can I help you with?
What is hmo medical insurance?
There are several policies that you can purchase an hmo policy from; this is a supplemental insurance polciy that you will get to cover the entire rates.
Is purchasing a supplemental insurance policy for life or health a good idea?
100% yes.
What is Supplemental Insurance?
Supplemental insurance is an additional insurance which provides coverage in excess of your primary insurance policy. For example, Flood Insurance is a supplemental insurance to your homeowners policy which does not cover damage from floods. Or, you might have an Umbrella Liability policy which provides coverage to a higher dollar limit above your auto policy or business policy.
What is meant by the term Humana Supplemental Insurance?
Humana is a medical insurance company. Supplemental insurance refers to add ons to an existing policy. Supplemental insurance can cover deductibles, co-pays and other expenses not covered by a policy.
Is supplemental health insurance worth the cost?
Yes, supplemental health insurance is worth the cost, assuming that your version of Medicare does not cover all costs, including prescriptions and doctors visits. Supplemental coverage is worth the cost if you feel that your primary insurance is not adequate. If you are satisfied with your existing policy than it may not be worth the cost.
Is supplemental health insurance enough?
Probably not. Supplemental health insurance is designed to fill holes not covered by major medical insurance plans: deductibles, co-pays, co-insurance, policy limitations, income replacement, and non medical expenses such extra travel, lodging expenses, etc. Major medical insurance is designed to cover your primary need - catastrophic losses associated with a sickness or injury. Supplemental insurance should not be viewed as a replacement to major medical coverage.
Who should I ask about supplemental health insurance?
If you have questions about your policy you should speak to a representative at your insurance company. For general information try this site: http://healthinsurance.about.com/od/healthinsurancebasics/a/supplemental_insurance.htm
Will Aflac pay for blood work done?
Check your policy. It is usually a supplemental policy to your regular insurance.
Is supplemental insurance really worth the costs?
"Supplemental inurance provides coverage in areas that most regular insurance policies do not. However, sometimes your regular insurance company will offer optional benefits that you can add onto your policy. What you need to determine is how much your regular insurance will increase and how much you can purchase a supplemental policy for and, obviously, choose the lesser of the two."
Can an health insurance company drop an individual health policy and or group health policy?
NO
What is a health insurance dedictable?
The expenses which do not come within the purview of Health Insurance Policy (duly provided in the Mediclaim Policy Prospectus) are called Health Insurance deductibles.
Is there supplemental disability insurance?
Yes, and it's recommended to add supplemental disability insurance to cover closer to 100% of your income. If you have disability insurance through your employer, your benefit will be capped at 66% of your income. The benefit received from a group disability policy (through your employer) is taxable. Supplemental disability insurance benefits are not taxable. You can add Catastrophic rider on an individual disability insurance policy, to cover up to 100% of your income in combination with your existing employer group DI.
