This link provides you the details about the cd rates in us and also compares them and give us a clear idea http://www.bankrate.com/funnel/cd-investments/
CD rates are a interest that the bank offers the owner of a CD account for the period of time they choose for the CD. It's good for the bank since they have that money they can invest and make more money than what they offer us.
Mortgage rates for a 30 year fixed mortgage in the US depend on which mortgage company you decide to to your business with. Rates can vary quite a bit with your choice of holder but they can be as low as 2.25% currently.
Bank Rate is a website that provides an overview of Bank CD rates for most US banks. It also has details of each establishment and links to their account pages.
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One can look at the rates several banks offer in order to get the best CD rate. One should go the the websites of banks such as these to find this type of information: Wells Fargo, Chase, Bank of America, PNC and US Bank.
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CD interest rates at US banks tend to vary depending on the specific term of the deposit. Some examples are a 19 month term for .5% interest, a 37 month term for .75% interest and a 59 month term for 1.24% interest.
I like bankrate.com. It shows credit card and mortgage rates. You can also get CD rates and savings account interest rates. You can use google.com to search for any bank that is locate in the US. You can find rates at http://cdrates.bankaholic.com/.
The best US mortgage rates can be found by doing research in the area that the house is being purchased in and going to the banks or other finance institutions to get the best rate.
In 1980, under Jimmy Carter, interet rates hit 20% twice.
A quick search at a place like Bankaholic will give you the highest CD rates available throughout the country. You can get a CD anywhere, it is not tied to your local area, and by doing so, you might get a higher rate than what is available to you locally. An example would be Tennessee Commerce ank which is offering a $2,500 minimum, 1 Yr CD at 1.69 interest rate. This is rather good, considering that CD rates have fallen with the economic downturn in recent years. If you go for a 5 year CD, you might be able to find returns of around 4%, but you will have to go with an online bank, or at least shop online for deals throughout the US. Unless you are lucky, you will not get the best rate in your local area.
There are several websites which allows you to compare things like fees, account rates, mortgage rates, savings rates and CD rates. These include RateAPY, Nerd Wallet, My Bank Tracker, Find a Better Bank and US Bank National Association.