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Low income apartments are those that are specially priced so that they are affordable to families with low incomes, the elderly, and those with disabilities. Low income apartments are managed by housing agencies, or HA’s, that are given federal funding by the U.S. Department of Housing and Urban Development, or HUD. Because these apartments are available at much lower prices, they are only obtainable by those that have been previously approved.

To become eligible to rent a low income apartment, a tenant must first contact their local housing agency and apply for housing. The local housing agency will accept a tenant if he or she is found to be low income or otherwise eligible. This means that the tenant is currently a United States citizen and earns less than 50% of the median income in their county, is disabled, or is considered elderly.

It is important to keep in mind that you will need to provide a variety of documents throughout the application process. The first documentation that will be required is the family’s proof of income and employment. The housing agency will require applicants to provide pay stubs, W-2’s, bank statements, and to estimate the amount of income a family will earn within the next year. Additionally, the HA will also need to be provided with personal information concerning all future occupants, in order to determine a family’s need for low income apartments.

In addition, before placing families in low income apartments, the HA may require personal references, references from previous landlords, an inspection of the current home, and may ask to interview the future occupants of the apartment. Once all of this information has been gathered, the application processed is then finished and tenants must wait for the HA’s decision.

If the HA decides that an applicant meets the qualifications necessary to live in low income housing, he or she may then be placed in one of the available low income apartments in an area. While it is not possible to select the exact apartment that a tenant will be placed in, they will be asked for certain preferences in order to be placed in a favorable apartment. While the process to obtain low a low income apartment may be time consuming, the effort is well worth the affordable housing and better quality of life that low income apartments provide.

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