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What else can I help you with?
Can a collection agency keep renewing the 'date opened' on an open collection account?
No they can not this is called reaging a debt to make it appear newer than it is. This is illegal. file complaints with your states BBB and the FTC also your attorney generals office. you should see some results. I feel your pain. My husband has a collection account on his credit for a judgment/wage garnishment from 1993. The judgment now appears on his report as a collection account date open Oct 2003. We spoke to the collection agency Debtorbase Collections and they said that the debt has been "renewed". I've called the FTC and various counsumer protection agencies and frankly I knew more than they did. Who trains and hires these people? Basically we are currently trying to track down the initial judgment via the courts so that we can send the credit reporting agencies proof that his debt is beyond 7yrs. We've already disputed it with no results. Basically when Experian conducts their "investigation" they just ask the collection agency what are the dates etc.. and of course they lie, no duhh! The last we spoke with the credit reporting agency we were told to provide proof of the initial judgment and then they will delete it. We also requested documention of the original debt from the collection agency. The Fair Credit Reporting Act is a joke. No one obides by it nor does anyone care. Basically we are on are own. We live in CA. Pay your bill instead of hiding for 7 years and hoping it will disappear. Re-aging may not be right, but where I come from, taking money and not paying it back is called stealing. Period. That was a stupid and unfair answer. Not everyone who hasn't repaid a debt is "hiding from it". And, if I attempt to arrange repayment of a debt (regardless of why it made it to my report in the first place), I EXPECT that the creditor will assist me in making the item "disappear" from my credit report. Otherwise, I wil let it sit there and vanish in 7 years. I am right now in the process of suing Debtorbase. I have done some research on them (as well as talked to them) and they are the worst kind of company. They have even been sued by people that worked for them, they are no one to deal with. Take the other person's advice as well as this: Get them on tape when you call (it's admissible in Federal court and you can have it transcribed) and file complaints with everyone you can. Then sue them. ******************************************************************* Good for you, as for the 2nd answer, you must be working for a collection agency to have made that kind of insensitive remark. I had to do this as well with a horrible company too that just about ruined me over $30.00.
How to get someone audited?
Well, it isn't easy. The IRS (and other tax authoprities) really try to not be part of someones vengence. Its aware of it's position and that many people would lie, or do anything they could, to sic them on another. That said...all tax collection agencies, like just about any department charged with enforcing laws, will act on information provided by third parties about wrongdoings. You just have to be willing to provide some specific detail and substantiation. Hearsay ain't going to cut it. Of course, if you were involved in the others wrongdoing like getting paid under the table)...you could expose yourself too.
Can a credit union list an account on your credit as a charge off and then a collection agency list the same account as a bad debt so that it appears to be two different items?
It happens all the time - but it shouldn't. More people should look at their credit reports so they will know what's on them. Check the Fair Credit Reporting Act. By law, only one creditor can list a given debt. Typically it's the original creditor (the subscriber reporting to the credit bureaus), that reports the information. While I don't want to advise you (I'm not an attorney) I would challenge anything on my credit report that I believe is incorrect. I would demand validation of any debt that I believe is incorrectly reported. One of the two institutions will be unable to validate because they cannot simultaneously report the same delinquency. With that said, remember: many people believe that whatever they do, they're not REALLY guilty as long as they don't get caught. The credit reporting agencies are no different. Until you challenge the lie on your CBR, your credit score will suffer. Pay your bills on time and these things will be less a concern over time.
What is the chance of being sued for a outstanding credit card balance under 700 that he credit card company has already charged off?
Who would sue you? If it is charged off the CC's have given up because it is not worth their time or money. but it could be sold to some collection crooks that will tell you that they will come after you. If it was wrote off they can't legally collect it, but they are known to LIE and if you make any kind of payment you could again start the whole thing over. Chances are the statues of limitation have run out and then it is noncollectable by any one unless you pay on it.
If you lie about your age to get a credit card but you pay it off would you still get caught?
You probably won't get caught, but if you're a minor and you do get caught, you can be charged with fraud, which is a felony.
Can a collection agency lie about who they are?
No. In fact, they are required by law to notify you of who they are and that they are attempting to collect a debt. This is covered under the Fair Debt Collection Practices Act (FDCPA).
Is it ethical to lie in order to obtain a 401k hardship withdrawal?
No, it is not ethical to lie in order to obtain a 401k hardship withdrawal. Misrepresenting information to access funds intended for financial emergencies goes against ethical principles and can have legal consequences. It is important to be honest and transparent when dealing with financial matters.
Are police officers allowed to lie during a casual conversation or while questioning a suspect to obtain information?
Legally, yes, police officers are able to use deceptive tactics, or lie, in order to receive information. Most officers (and detectives) would agree that lying should be avoided when possible, but there are times when lying is necessary to uncover the truth during an investigation. The fact that the officer lied can be used as a defense in court as possible coercion (which is not always a successful defense), but the officer cannot be held legally accountable for lying.
Can a collection agency win a judgment if they cannot find you to serve with the court papers?
You have to be served in most states, be careful some private processors lie and say they serve you and then you'll never know, receive a court date, don't show and get a default judgment on you.
The differences between ethics and law Include examples of each in your discussion?
It is legal for a law enforcement officer or government agent to lie to a suspect to obtain information or some advantage. It is not ethical to do so.
What are the release dates for Auction Kings - 2010 Vintage Lie Detector Old Hollywood Collection 4-13?
Auction Kings - 2010 Vintage Lie Detector Old Hollywood Collection 4-13 was released on: USA: March 2013
Does yahoo news agency lie to get money?
yahoo answers is a well known accomplish business over the internet and they do NOT lie about news, every statement is checked and verified.
Is it illegal to lie about having a degree?
Yes, it is illegal to lie about having a degree if it is used to obtain a job or advance in a career. This is considered fraud and can result in legal consequences.
What is the definitiion of fallacy?
Lie/untruth/false information.
What causes lie?
This question does not have enough information for a good answer. If you mean why people lie, it is usually to cover up the truth.
Is it against the law to lair on a birth certifiate in the UK?
Assuming you mean 'lie on a birth certificate' - Yes - it's a criminal offence to knowingly provide false information for a birth certificate. Using the document (knowing the information on it is false) - to obtain services such as a passport etc - is also a criminal offence.
Can a women lie and say she's married to you to child support agency?
Yes, but why would she? She has more the gain saying she's single.
