No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
If they have reason to believe the account was reported or disputed fraudulently or that new information has been discovered, they can investigate further.
First, just ask. But, you will probably have to complete a new application so that a new credit bureau report can be pulled.
To, Branch Manager Are city Sub: Reopen of Account Ref: A/c no. ..... D/s I have an account in your Bank with the above said a/c no. Due to some reason I closed the Account in 00.00.0000. I want to reopen my Account, so please do the needful. Yours Faithfully Name Add Contact No. 1 month ago Report Abuse
Yes, a creditor can charge off an account and later reopen it. A charge-off typically occurs when a creditor deems an account uncollectible after a period of non-payment, but the debt still exists. If the debtor later makes a payment or enters into a repayment agreement, the creditor may choose to reopen the account. However, this can vary by creditor and the specific circumstances surrounding the account.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
If they have reason to believe the account was reported or disputed fraudulently or that new information has been discovered, they can investigate further.
Yes, you can request your issuing credit card company or bank to reopen your credit card that you closed. I did that with one of my credit cards. However, make sure that you had a good record on that particular closed account and that you check if all the balances have been paid before you closed the account in order not to ruin your credit history.
Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.
No. The reason a credit issuer closes an account is because they no longer consider you an acceptable risk.
First, just ask. But, you will probably have to complete a new application so that a new credit bureau report can be pulled.
my yahoo account has been locked for two weeks now. I have tried to reopen but could not open the question that was asked in the profile since 2011 I cannot remember please help me reopen the account. my email is estherforchrist@rocketmail.com . thank you.
No, a bank cannot reopen a closed account without your permission.
No!
By contacting the Answers company with details of your exact name and email address used on that account.
Yes, you can typically reopen a closed savings account by contacting your bank or financial institution and following their specific procedures for account reactivation.
Yes, in most cases you can reopen a closed bank account by contacting your bank and following their specific procedures.