Yes
yes
No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.
They could, it is not a usual practice, however, they want your business/money. More than likely they will add a fee(s) for non-use.
When a check is returned because the account is folded, it typically means that the account has been closed or no longer exists. This can occur for various reasons, such as the account holder deciding to close the account or the bank closing it due to inactivity or other issues. As a result, the check cannot be processed, and the funds are not available. The payee may need to contact the issuer for an alternative form of payment.
After your account has reached 60 days past due. After your account has reached 60 days past due.
It means that the account was closed by the company that granted the loan or credit. An example would be Chase closing a customers credit card (with or without a balance) due to inactivity, poor account performance, or due to a decline in the customers financial health.
yes
No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.
The google account expires after 9 months of inactivity. It is due to the increasing crowd on this site. The developers delete the account after the inactivity.
No
If it was deactivated due to inactivity, you can't reactivate it. You have to create a new account.
Settlement usually occurs when the account is past due and has been closed. You can either try to settle with the credit card company, or the debt collector that the credit company sold the account to.
A closed account with a zero balance can positively impact your credit score, especially if it was paid on time. It demonstrates responsible credit management and contributes to your credit history length. However, if the account was closed by the creditor due to negative reasons, it might negatively affect your score. Overall, maintaining a mix of credit accounts and a positive payment history is key to a good credit score.
They could, it is not a usual practice, however, they want your business/money. More than likely they will add a fee(s) for non-use.
yes, long as your bank never closed your account due to lack of funds or owes money. if this was the case, you will not able to open an account with any banks for several years. asian623
Immediately after, before it goes onto your credit report. There are some banks that don't do a background check - they are usually in Walmarts.
yes after 10 years of inactivity from the closing date.