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no, it should stay on your credit report for life.

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18y ago

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How do you locate the mailing addresses of credit card companies with whom you have accounts?

I just got my credit report from Equifax and it had all the creditors addresses (open and closed) included when I viewed the details of my accounts.


How can you remove negative accounts from your credit report?

Have they been paid off,and how old are they?


Is it possible for a collection agency to remove the Sent to Collection Agency on your credit report?

Yes. There is no federal or state law which compels or requires credit reporting. It is totally voluntary. There are costs for creditors to place data on credit report and to update that data. While it is possible, and all consumers should certainly attempt to have collection accounts removed, you also need to be aware that it is unlikely.


What do you have to write in order for the credit breau to put positive credit on your report?

you don't write anything, it is your creditors who report the information weather it be positive or negative.


How can you find out what debt you owe?

To find out what debt you owe, start by checking your credit report, which provides a comprehensive overview of your debts and credit accounts. You can obtain a free credit report annually from each of the three major credit bureaus: Equifax, Experian, and TransUnion. Additionally, gather statements from creditors, review any loan or credit card agreements, and consider contacting creditors directly for the most current account balances. Keeping organized records will help you maintain an accurate understanding of your financial obligations.

Related Questions

Can a creditor remove collection accounts from my credit report?

Yes, a creditor can remove collection accounts from your credit report if they agree to do so or if there is an error in the reporting.


How do you locate the mailing addresses of credit card companies with whom you have accounts?

I just got my credit report from Equifax and it had all the creditors addresses (open and closed) included when I viewed the details of my accounts.


How do you get your creditors list?

You can get a list of your creditors by checking your credit report. Most of all creditors will report to the agencies and will have a record.


How can you remove negative accounts from your credit report?

Have they been paid off,and how old are they?


Can you legally negotiate with individual creditors for a letters of deletion from your credit file after the bankruptcy invovling the accounts has been discharged?

no it has been filed with the state and will stay on your credit report


What if your credit report is missing information?

Your credit report may not reflect all your credit accounts. Although most national department store and all-purpose credit card accounts will be included in your file, not all creditors supply information to credit reporting agencies: Some travel, entertainment, gasoline card companies, local retailers, and credit unions are among those creditors that don't. If you've been told you were denied credit because of an "insufficient credit file" or "no credit file" and you have accounts with creditors that don't appear in your credit file, ask the credit bureau to add this information to future reports. Although they are not required to do so, many credit agencies will add verifiable accounts for a fee. You should, however, understand that if these creditors do not report to the credit agency on a regular basis, these added items will not be updated in your file.


Is it possible for a collection agency to remove the Sent to Collection Agency on your credit report?

Yes. There is no federal or state law which compels or requires credit reporting. It is totally voluntary. There are costs for creditors to place data on credit report and to update that data. While it is possible, and all consumers should certainly attempt to have collection accounts removed, you also need to be aware that it is unlikely.


How often does your credit report update?

as often as your creditors report changes-can be daily


What information does the creditor need about you to report you to the collection bureau?

Creditors obtain all the information they need to report defaulted accounts to credit bureaus when the account holder fills out the original application/agreement.


How often can your credit score increase?

Credit scores can increase or decrease monthly depending on when your creditors report items on your credit report. Typically creditors only report items to the credit bureau every two to three months, but if you make a late payment of 30 days or more delinquent they report monthly.


How often do creditors report to the credit bureaus?

Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.


If someone filed Chapter 7 Bankruptcy and wanted to repay some of the debts listed in full would that bring their credit with those creditors into good standing on their credit report?

No-the accounts have been discharged in bankruptcy.