No, you cannot post date a certified check. A certified check is guaranteed by the bank, and once it is issued, the funds are set aside for the payee. Post dating a check, including a certified check, can lead to legal issues and is generally not accepted by banks, as they process checks based on the date presented. Always consult with your bank for specific policies and options.
It is not illegal to post date a check in any state. What is illegal is to write a check with a lack of funds in the account. If you can be sure that the check won't get to your account before the date you have on it that is fine, but you need to be sure you have money to cover it.
Whether a certified check expires or not will depend on the bank that issued the check. Some banks put an actual expiration date on certified checks, but many do not. In reality, the check has already been paid for, so it shouldn't expire at all.
Post date a check means that you write a check on a day and mention the date of a future day in the check. i.e., let's say I give you a check today 22 January 2011 and write the check date as 15 February 2011. This is post dating a check. This means that you cannot cash the check until 15th February 2011 and until then the check is of no value.
The same way you'd write a normal check, except in the date field you put a date that's in the future.
Most people believe that banks cannot honor a check prior to the date written on a check. (These people are, to put it simply, wrong. Under US law, a bank may honor a post-dated check unless the account holder has specifically put them on notice of that particular check, generally by a procedure similar to that required for putting a stop payment on a check.) The reason people post-date checks, then, is to keep them from being honored prior to a particular date. You should HIGH LIGHT THE DATE! This is to make people LOOK at the date! In today's time, the world has forgotten the basics, do NOT count on that check being held until that date.
A certified check, also referred to as a cashier's check, is a check that has already been paid for so you don't have to wait for it to clear your account. Generally, certified checks do not have an expiration date on them.
A certified check, also referred to as a cashier's check, is a check that has already been paid for so you don't have to wait for it to clear your account. Generally, certified checks do not have an expiration date on them.
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Yes. Writing a post-date check is perfectly legal anywhere in the world. But, cashing a post dated check is not. A check can be submitted for encashing only on or after the date mentioned on the check has reached. Until the check's date has reached, it is a worthless piece of paper that has no value.
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A post dated check can be cashed, but only when enough time has elapsed that the current date is equal to or later than the date of the check. Banks require a current date on checks.
It is not illegal to post date a check in any state. What is illegal is to write a check with a lack of funds in the account. If you can be sure that the check won't get to your account before the date you have on it that is fine, but you need to be sure you have money to cover it.
Whether a certified check expires or not will depend on the bank that issued the check. Some banks put an actual expiration date on certified checks, but many do not. In reality, the check has already been paid for, so it shouldn't expire at all.
yes it can be deposited since checks can be posted before their maturity date
It is not illegal to post date a check. Though it is illegal in some states to request someone to write you a (or many) post dated checks to guarantee payment. The check is not legal tender until the date on the check.
The meaning of post-dated check 30 days means today you write out a check, but you date it 30 days from now. This prevents the person receiving the check from cashing it until the date written on the check.
No. Writing a post dated check in Pennsylvania is perfectly legal as long as the person to whom you give the check does not submit it for cashing before the date you put on your check. For that matter, it is not illegal to write a post dated check in any country