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8 out of 10 people have negative, errors or derogotory items on their credit report. This can be disputed.As I was reading this question, it could be a timing difference between when each credit card reports your debt. It can either be cleared up in the month or if it is a debt that went into collections then see paragraph above.
What else can I help you with?
Can a credit card debt that was charged off and sold to a collection agency be reported on your credit report?
Yes.
Does an account put with a collection agency always show up on your credit report?
This depends only if the creditor originally reported your account to your credit report.
What should you do to get paid collections off your credit report?
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
Is it true you are responsible for correcting any errors on your credit report?
Yes, if there is an incorrect information in your credit report, you have the right to dispute it and if proven correct, the credit bureau will not report it again.
How do you find a list of accounts sent to collections?
Get a copy of your credit report from all three bureaus. You can get a free copy each year. This report will tell you all of the collection accounts that are currently reported, and to which of the credit bureaus they are being reported to.
Has the credit reporting agency mistakenly reported you as deceased on your credit report?
If a credit reporting agency has mistakenly marked you as deceased on your credit report, you should contact them immediately to correct the error.
Are misdeamors reported to your credit report?
no, it would be in your criminal report.
How often do credit card balances get reported to your credit report?
Monthly
Does being denied for credit lower your credit score?
Yes. It is reported on your credit report.
Why do multiple student loans show up on your credit report but they are consolidated?
If your credit report is stating that these loans are not transfered loan, then you need to dispute this information with the bureaus.
Is loan from 403b reported on credit report?
yes
Why is my paid off car not showing on my credit report?
Your paid off car may not be showing on your credit report because auto loans are not always reported to credit bureaus. If your lender did not report the loan, it will not appear on your credit report.
How long before negative information appears on credit report?
Immediately, that it is reported to the credit agencies.
Can private lenders report to a credit bureau?
Most private loans can not be reported to your credit report. This is because the system can be manipulated and the person would need a CRA to report it.
Can a credit card debt that was charged off and sold to a collection agency be reported on your credit report?
Yes.
Is it correct for the loan amount of a foreclosed property to appear on a credit report?
what ever the balance was at the time of foreclosure will report on your credit report
Does an account put with a collection agency always show up on your credit report?
This depends only if the creditor originally reported your account to your credit report.
