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What else can I help you with?
When is a charge off removed?
A charge off will stay on your credit report for 7 years unless removed by the original creditor or the credit bureaus. You can dispute a charge off with the credit bureaus and they must verify it with the original creditor with in 30 days or it must be removed from your credit report.
How do you remove charged off from your report?
Only the original creditor or the credit bureaus can remove a charge off from a credit report. You can negotiate to have them removed with the original creditor if they will let you. You can also dispute it to the credit bureaus and they will have 30 days to verify the listing or it must be removed from your credit report.
How long does it take for a credit card transaction to appear on my account?
as soon as you make a purchase
Can the original creditor direct their collections agency to have an account removed from a credit report?
THE ORIGINAL CREDITOR WILL BE ABLE TO HELP WITH REMOVING AN ACCOUNT BY REPORTING THIS TO THE BUREAUS. DO FIND OUT IF THEIR IS A NECESSARY STEP IN CONTACTING THE COLLECTION AGENCY FOR THESE SERVICES TO BE TAKEN CARE OF.
How do you find out what a debt collector paid for a write off credit card?
Not possible. The contract between the original creditor and buyer is a private transaction. The percentage varies widely. It's also important to understand that many collection agencies work in a contingency basis and only get paid if they collect.
If your debt with a judgment against you has been sold can the judgment still be on your credit report from the original creditor effecting your credit report twice?
No, it's the same account and the new creditor is simply taking over the same rights as the original creditor.
Can you be sued for a charged off credit debt by the original creditor?
Yes.
How do you remove charged off from your report?
Only the original creditor or the credit bureaus can remove a charge off from a credit report. You can negotiate to have them removed with the original creditor if they will let you. You can also dispute it to the credit bureaus and they will have 30 days to verify the listing or it must be removed from your credit report.
When is a charge off removed?
A charge off will stay on your credit report for 7 years unless removed by the original creditor or the credit bureaus. You can dispute a charge off with the credit bureaus and they must verify it with the original creditor with in 30 days or it must be removed from your credit report.
Can you get a copy of the original application you filled out for a credit card?
Yes, contact the creditor.
Will i get notified when i use my credit card?
Every transaction will appear on your monthly statement !
Can you place a outstanding bill on someones credit report?
Yes, if you are the original creditor and you have an account with any of the three credit bureaus.
How long does it take for a credit card transaction to appear on my account?
as soon as you make a purchase
How long does it typically take for a credit card transaction to process?
A credit card transaction typically takes a few seconds to process, but it may take a few days for the transaction to fully clear and appear on your account statement.
Can you ever go back to the original creditor if the debt has been charged off?
You can go back to the original creditor, but they may not offer you a line of credit. Usually they will not extend any more credit after it is charged off, but this is an individual company or individual decision.
Why is my pending transaction not showing on my credit card statement?
There could be a few reasons why your pending transaction is not showing on your credit card statement. It may take some time for the transaction to be processed and reflected on your statement. Additionally, there could be a delay in the merchant submitting the transaction to your credit card company. If the pending transaction does not appear after a few days, you may want to contact your credit card company for more information.
Can debt collectors remove items from my credit report?
Debt collectors cannot remove items from your credit report. Only the credit bureaus or the original creditor can do so.
