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If you have a copy of your credit report the creditor's last known phone number and/or address should be listed. If it is not you can contact the credit bureau that it is reported with and they can try to get you that info.

Otherwise, dispute it with the credit bureau. If they can't verify the information they will delete it.

Good luck.

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10y ago

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What are the general principles for reconciling balances outstanding?

The general principles for reconciling outstanding balances include ensuring accuracy by cross-verifying records from both parties involved, identifying and resolving discrepancies promptly, and maintaining clear documentation of all transactions. Regularly reviewing and updating accounts helps prevent errors and ensures that all transactions are accounted for. Additionally, effective communication between the parties can facilitate the resolution of any outstanding issues, promoting transparency and trust.


What is the best way to have debts cleared by collection agencies?

The best way to have a debt cleared by a collection agency is to pay the outstanding debt off. The only other way to clear it off is to provide proof that the debts are not valid.


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Will you get paid if a check does not clear?

No. The fact that it didn't "clear" the bank means there either wasn't enough money in the account it was written from, or whoever wrote the check called the bank and cancelled (voided) it. If you deposited a check in your account, and it doesn't clear, then you need to subtract what you added in when you made the deposit because it's as though it doesn't exist. Contact the check writer (if you can) to get a new one. If it's a deadbeat who intentionally wrote a check with insufficient funds, the authorities (and the banks) take a very dim view of this as it constitutes fraud.

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