The first thing you need to do is call your long distance provider and start by asking questions about the charges. If you are still sure that the charges are not yours ask your provider what you need to do to have them removed as they are not yours. If they are yours by the use of your phone by someone other than yourself you may still be responsible. At that you may try negotiating and add a service or learn how to use your phone to block unauthorized use. You will have more power in such queries if you are calm and reasonable, spend a consistent and moderate amount on your phone bill each month, and most importantly pay it on time and have been a long term customer of the phone provider.
The dispute takes so long because the credit reporting agency has to investigate any and all disputes.
A dispute on a credit report can take up to 60 days to be resolved.
Forever. Just like an address, employers are considered to be "Historical information" and are maintained indefinitley. Unless you dispute them and have them removed.
AnswerYou should keep your statements because you need them for when taxes come out.And since you must keep tax-related records for 7 years, you potentially should keep them for that long. Reference the related link below.Other OpinionsSince you can only dispute a charge within the first 60 to 90 days of it being entered then it is generally safe to discard statements after the 90 day period for dispute has expired.
When sending a credit dispute letter, it's generally advisable to sign your name to add a personal touch and authenticate the document. However, if you're submitting the letter electronically, printing your name may suffice, as long as you include all necessary identifying information. Always ensure that your contact details are clearly provided for follow-up.
The owner of the telephone pays for long distance services. Each phone company charges a different amount for long distance calls.
False, its slower.
Toll-free calls made to a company are a form of long-distance service that is charged to the company. The company pays for the long-distance service charges in this case rather than the customer, much in the same way that collect call service charges are billed.
Yes. As long as there is a signal tower in the area and of course, long distance charges may be applied.
2,69
It is generally recommended to keep utility bills for at least one year in case you need them for tax purposes or to dispute any charges.
False, its slower.
No, it is not considered a long-distance call to call from Omaha to Fremont, Nebraska. Both cities are relatively close to each other, with a distance of about 50 miles. Calls within the same area code or to nearby areas typically do not incur long-distance charges.
True
depends on the conditions for example previous charges the extent of the battery and the imprisonmet length
Most long distance in this day and age are free calls when you have an in home phone. Most cell phones already have a rate included in your charges and you never know the difference. Vonage for example has long distance rated phone calls for $24.99 a month.
Did you report the card loss to the issuer? If charges appear on your statement and you know that you did not make the charges, you can contact the credit card issuer to dispute the charges. You may have to fill out an affidavit that states you did not [have] knowledge of or consent to these charges. The credit card issuer will then go back to the company submitting the charges to dispute the amount. The credit card issuer should send out confirmation of your request to dispute, confirmation of the amount that may be credited back to your account, pending the dispute. Once they have completed their investigation, your account will be billed for the charges [again] if you cannot prove the case of identity theft/creditcard theft/fraud and the disputed amount was credited to your account. If the dispute is legit, you should receive notification of this. Keep all correspondence regarding this for as long as information can stay on your credit report, which in most cases, is seven years. [But keeping for ten won't hurt].